Save money, lose professionalism, and most importantly, discretion. A sugar baby is far more likely to black mail you or even just accidentally out you because they do not know better. They do not have the same stigma as sex workers so they are not as worried about being outed, this makes them a huge liability.
But also, a professional feels more obligated to ensure you have a good time and treat you well because we want repeat business and a good reputation, that's how we make money. I'm out of a lot of peoples budgets (
@onomatopoeia hit that nail on the head, I'm a law student with 2 undergrads, one STEM one social science, fluent in English and Portuguese, and can get around in Spanish, annnnddd I'm also of an average weight and facially attractive [and funny, in person], I do not agree that those who aren't these things deserve to earn less, but I will agree that these things make clients more willing to pay my rates) but there are plenty of providers who would take 10k and likely even 5k do go with you. You are far safer with them, you might come to regret taking the cheap way out. I also think the going down to the bar and finding your date with 2 guys scenario is far more likely to happen with these non-professionals as well.