Watched this a few years ago. I bought a lottery ticket on a debit card once for $6.00. Checked my bank account online about a week after and saw a debit for $600.00. Phoned the bank and they identified the transaction as a lottery purchase but said there was nothing they could do about it because it was a debit card. If it had been a credit card they could chase it down. Luckily, I knew the vendor because I used to buy a ticket a week. He had the money in a brown envelope for me. We knew each other for years. Wearing latex gloves during covid made it easy to fumble and punch in the number wrong.
Point being. If it's a credit card, it is the bank's money. They have the infrastructure and motivation to go after it. If you use a debit card it is your money and it is gone with no resource other than you to reclaim it.
That being said, I still use a debit card for groceries etc. The risk with credit cards is that they add up and there used to be a feeling it wasn't my money. Debit cards don't increase debt. They just drain the sum you budget for weekly expenditures. Until the next paycheque when you top it up again.