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$3000 in metal will not make a difference. For a true "shit-times" hedge, buy non-perishable food items and a firearm.

If they do, they should have more attractive photos.

If you do not have health insurance other than OHIP and plan to go to the USA - buy health insurance regardless of whether you rent a car or not (unless you have a premium credit card that offer it for free for 7-21 days). Buying insurance from car rental company and getting hit by a car when...

In US and Canada all rental cars are covered by minimal required liability insurance. Even if you decline he additional insurance offered by them and have no credit card insurance, you are still covered for everything except the car you drive and yourself. The insurance limits may be low, but...

And this is another bad etiquette behavior: pass on the right. I often see too many idiots trying to pass the truck on the right not actually allowing it to move to the right lane.

My point is that Russia has implemented capital control. So, you cannot sell roubles, get dollars, and transfer them to your bank account. What you see as the exchange rate is not the rate at which you can sell roubles or its futures. Like it was in Soviet Union where the official rate was $1...

Sell futures on rubles??? try it.

Yes, tip $50 for a good time and nothing for regular experience. And treat these $50 as your way to say "thank you" to the SP, not as investment in the future. $20 tip may be OK for an MP (above the agreed=upon "tip") if she was really good. I always tip after the session, not before. But...

Only if you cash. The monthly mortgage payments will be larger even with lower prices

2022-2018=4 23+4=27

You mean they saved money for down payment instead of spending them all? This is what you mean by "at the expense of everyone else"?

Really? You can sell futures on rubles??? Where???

Yes, this is a well-know Economics trade-off: inflation vs. recession. The goal of the central bank is to find the right balance.

The issue is not with "wealthy homeowners". The two major problems with housing prices going down (especially if interest rates going up and high inflation is) are: 1) People with large mortgage have to spend less on everything less (lowering demand for regular products, and, therefore, leading...

I like that portion (in bold). Please, try to exchange rouble to USD at this exchange rate anywhere in the world (including Russia) and report back. It is called capital control: this rate is valid only if you want to sell USD, not to buy it :)

I think the issue is much simpler. Notice how many SPs close their eyes and avoid eye contact? It is the intimacy issue. Touching face, like eye contact, is very intimate at emotional level. Much more intimate then sex. Kissing is intimate too, but some SPs tolerate it. However, SPs prefer to...

Not only that, but if SP advertised GFE and then does not allow such simple intimate encounter as touching the face, she is party at fault. Spell out your restrictions before the booking!

It is exactly how it works. Majority of people got the virus, develop antibodies, and live happily after.

Good. So, we have heard immunity. No need for vaccines or any COVID restrictions anymore. Finally.

I did not know we import bags from out of space