From our point of view, we know that many, possibly most, are married men cheating on their wives. So we know that they lie, break vows, and sneak money out of the families pocket. We would have to be insane to ever trust them.
I think this thread has kinda morphed off topic. It started as a simple envelope or cash in a pile question. Let's not turn it into an SP vs Client stereotyping session.
Gypsy, in third world countries where rent is $100 a month, and you believe these girls lies that they're using the money to buy school books, good for you. You're a saint. Pay them after the session. Pay them $15 an hour each. You feel good, the sex was good, everyone's happy. You haven't been in Canada in 10 years by your own admission, so I don't think you really have the expertise to comment on how things are done today, here.
It is not only COMMON and EXPECTED to pay up front, it just makes good sense. I'm not thinking about the money, she's not thinking about the money. We're about to engage in an intimate exchange, there is a certain level of unspoken trust, being clean, being disease free, being safe. Getting the finances out of the way in advance can lower the edge at least a little to a point where a more relaxing shared experience can be had.
Iris, Jessica - you girls are too respected and getting into a verbal sparing match is quite beneath you. Don't demean yourselves.