Got a ticket for going 10 km/hr over the speed limit.
$40 fine with no demerit points.
Will this affect my insurance?
Cheers,
-djk
$40 fine with no demerit points.
Will this affect my insurance?
Cheers,
-djk
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ticket / insurance question
- Thread starter djk
- Start date
Passed 3 speed traps on the way to work today...13km...Moral of story is:
1) don't speed...unless
2) you look REAL FAR down the road...New laser speed detection devices can get you up to 1km away!
By the way , The boys in blue are out for spring...maybe keep 'em out of the MP's and SC!
1) don't speed...unless
2) you look REAL FAR down the road...New laser speed detection devices can get you up to 1km away!
By the way , The boys in blue are out for spring...maybe keep 'em out of the MP's and SC!
djk said:Got a ticket for going 10 km/hr over the speed limit.
$40 fine with no demerit points.
Will this affect my insurance?
Cheers,
-djk
I believe you will get what the insurance company calls a surcharge......a very slight increase...nothing worth fretting over
If your ticket gets logged on your drivers record a few weeks before your insurance renewal comes up, it will depend on your insurance history and the insurance company. If its your first ticket no.
If this is your only ticket in the last 3 years, it will probably have no significant effect.
2 or 3 tickets can make a huge difference.
If you get more than 3 moving violations in the past 3 years, many companies don't even want to talk to you, even with no points.
Although it is a hassle, I think it is a good idea to exercise your right to full due process of the law every time, not just when you need to.
2 or 3 tickets can make a huge difference.
If you get more than 3 moving violations in the past 3 years, many companies don't even want to talk to you, even with no points.
Although it is a hassle, I think it is a good idea to exercise your right to full due process of the law every time, not just when you need to.
Just a dumb question .. but did the cop by any chance give you a break on the k/ph's. If he did and you fight it chances are the real speed will be read into the record and the police will make it sound like you all ready got your break..
Remember the old legal maxim:
"the only charge that is absolute is speeding, if you go 1 k/ph over the posted speed, then you are guilty of the offence with no defence."
I have tried unsuccessfully to fight speeding tickets on several occasions. Your only hope is that the officer doesn't come to court.
Remember the old legal maxim:
"the only charge that is absolute is speeding, if you go 1 k/ph over the posted speed, then you are guilty of the offence with no defence."
I have tried unsuccessfully to fight speeding tickets on several occasions. Your only hope is that the officer doesn't come to court.
A guy I work with swears by this strategy :
When you get a ticket you overpay the ticket when you send your cheque. Apparently they cash the cheque but because it is overpaid they do not close the file. An unclosed file in this case is never recorded on your abstract.
We drive company vehicles and I have seen his abstract. No record of any ticket.
Can anyone confirm or deny ?
When you get a ticket you overpay the ticket when you send your cheque. Apparently they cash the cheque but because it is overpaid they do not close the file. An unclosed file in this case is never recorded on your abstract.
We drive company vehicles and I have seen his abstract. No record of any ticket.
Can anyone confirm or deny ?
ham2004 said:Just a dumb question .. but did the cop by any chance give you a break on the k/ph's. If he did and you fight it chances are the real speed will be read into the record and the police will make it sound like you all ready got your break..
Big time, actually.
I was going over 30 clicks. And it wasn't a "he", it was a "she".
Cheers,
-djk
champ said:A guy I work with swears by this strategy :
When you get a ticket you overpay the ticket when you send your cheque. Apparently they cash the cheque but because it is overpaid they do not close the file. An unclosed file in this case is never recorded on your abstract.
We drive company vehicles and I have seen his abstract. No record of any ticket.
Can anyone confirm or deny ?
That's genius.. I'd love to hear what others have to say...
Cheers,
-djk
Over pay it...Yeah, that's the ticket!
I have used this ploy as well, with nothing showing on my abstract.
Gotta say, I'd just overpay the ticket and then watch where I speed (chances of being caught on the 400 series highways is really low - 1 in like 10,000)
Good luck!
I have used this ploy as well, with nothing showing on my abstract.
Gotta say, I'd just overpay the ticket and then watch where I speed (chances of being caught on the 400 series highways is really low - 1 in like 10,000)
Good luck!
W
WhOiSyOdAdDy?
Anyone want to buy a laser / radar detector???.. they are legal on the west coast... for sale at Future Shop
The Valentine One gets very good reviews, but I've never heard of anything first-hand. I'm tempted to buy one though ...
http://www.valentine1.com/
http://www.valentine1.com/
If you fight the ticket
If you fight the ticket, remember to ask for a French court. Chances are the cop won't show up as most of them don't speak French. (You will have to make our initial representation in French though.)
If you fight the ticket, remember to ask for a French court. Chances are the cop won't show up as most of them don't speak French. (You will have to make our initial representation in French though.)
I had my radar detector confiscated by the OPP near Blind River back in 1991. They had a some kind of sensor that detected my unit. I wasn't even speeding, just driving along the Trans-Canada when I passed an OPP cruiser. He did an immediate 180 and stopped me.
The detector itself was mounted behind my rearview and wasn't visible to anyone outside the car. I had run the cabling inside the car's panelling so that very little was exposed. I put the detector away after as I stopped the car, and not in an obvious manner.
As soon as the officer came to the window, he asked me directly if I had a radar detector. I admitted that I did, and he confiscated it and gave me a ticket for $360. He didn't cite me for speeding because I wasn't speeding.
It did a good job while it lasted (five years in Alta and BC!)
The detector itself was mounted behind my rearview and wasn't visible to anyone outside the car. I had run the cabling inside the car's panelling so that very little was exposed. I put the detector away after as I stopped the car, and not in an obvious manner.
As soon as the officer came to the window, he asked me directly if I had a radar detector. I admitted that I did, and he confiscated it and gave me a ticket for $360. He didn't cite me for speeding because I wasn't speeding.
It did a good job while it lasted (five years in Alta and BC!)
Re: Over pay it...Yeah, that's the ticket!
Are both of you from Toronto? I mentioned this to a friend of mine and he said he tried it when he got a Mississauga ticket and it still ended up on his abstract.
He said if it's over $10, it ends up getting refunded to you.
Cheers,
-djk
Mr. K said:I have used this ploy as well, with nothing showing on my abstract.
Gotta say, I'd just overpay the ticket and then watch where I speed (chances of being caught on the 400 series highways is really low - 1 in like 10,000)
Good luck!
Are both of you from Toronto? I mentioned this to a friend of mine and he said he tried it when he got a Mississauga ticket and it still ended up on his abstract.
He said if it's over $10, it ends up getting refunded to you.
Cheers,
-djk
Mr. K said:I had my radar detector confiscated by the OPP near Blind River back in 1991. They had a some kind of sensor that detected my unit. I wasn't even speeding, just driving along the Trans-Canada when I passed an OPP cruiser. He did an immediate 180 and stopped me.
As soon as the officer came to the window, he asked me directly if I had a radar detector. I admitted that I did, and he confiscated it and gave me a ticket for $360. He didn't cite me for speeding because I wasn't speeding.
Cops have radar detector detectors. They pick up stray radiation that leaks from older detectors. If you buy a newer shielded detector, then that won't happen.
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