Is Hobbying Limited to the Upper Middle + Class?
- Thread starter kenchau66
- Start date
Stats can data can be misleading when it comes to actual disposable income. Many who are self employed or own a business have the option of paying themselves lower salary and dividend out cash, which is not accurately reflected in Statscan income data. Many in Toronto have much higher incomes thancaptured on Statscan reporting. There are also other ways to optimize declared income to avoid higher taxes, which translates into more disposable income for things like hobbying.
Everybody needs to duck: if they cannot get civi for free then people will budget and see the girls they can afford.
I agree that the high end girls are off limit for those earning less than 100k but again they can save for couple of months and get one of those. It is all about priorities.
I agree that the high end girls are off limit for those earning less than 100k but again they can save for couple of months and get one of those. It is all about priorities.
It depends if your spouse works, and your expenses. I make around 120K a year, but am the only one working in the family. No way I can hobby frequently. Toronto is too bloody expensive. That hobby session is a full week of groceries and gas money. I guess if I didn't invest, pay for the kids' educations, and cancelled my life insurance I could hobby like a madman, but at what cost? No way I am part of the top 8%. I know enough people that make way more then I do. I used to hobby much more when I lived at home with the parents and made 42K a year. No family or big expenses back then. What I made, I kept.
I was going to mention this. This is all under the assumption that hobbyist are single income earners who pay for everything. Many hobbyist have wives who work and contribute to the family household income which frees up some play money for the hobbyist - who does not let the wife handle every dollar coming in and going out.
Tough to say.
If you are hurting for cash there are cheaper options on back page or those cheap release MPs.
Even if you make a moderate amount you can hobby. Even on 15K a year with student living I managed to hobby (a looong time ago). Hell a dude living in mom's basement making minimum wage for 40 hr/week can hobby weekly.
If you are hurting for cash there are cheaper options on back page or those cheap release MPs.
Even if you make a moderate amount you can hobby. Even on 15K a year with student living I managed to hobby (a looong time ago). Hell a dude living in mom's basement making minimum wage for 40 hr/week can hobby weekly.
Also, let's not forget that people don't post their age so you have young guys living at home, older empty nesters.
They also don't mention marital status so you have single guys with no responsibility.
And you have guys who make bad decisions like using line of credit.
You have guys who budget for it..... some play golf, collect expensive items etc while others skip that a free up cash to go out and hobby.
So it's not just a matter of simple net income vs expenses.
They also don't mention marital status so you have single guys with no responsibility.
And you have guys who make bad decisions like using line of credit.
You have guys who budget for it..... some play golf, collect expensive items etc while others skip that a free up cash to go out and hobby.
So it's not just a matter of simple net income vs expenses.
O
OnTheWayOut
Toronto is an international city, same as the housing bubble, you got many rich immigrant investors coming in every year, some of them can afford to hobby several times a week.
Yeah, exactly. It's not how much money you make, but it's how much you keep. But having more income certainly opens up more possibilities. And you're playing with fire if you're using borrowed money for this hobby.
That's right. The hobby is still cheaper than marriage.
I am with D-fens... I don't think that seeing 100 sp a year enriches your life, it more becomes a destructive habit along the lines of a drug addiction. I'd rather see a few good ones and that's enough. The more that you need sex (sp or civi), the weaker you are.
I made $140K last year, but the irony is that now that I have the money to hobby a lot I'd rather just sit at home and jerk off most of the time.
The "glow", the excitement, the anticipation, has worn off. It happens. Seeing SP's becomes same old same old after a while.
