It's true a woman will have more options. Usually.
Back in my day 80s/90s - ya worried more about getting her pregnant than about disease. But then early 80s herpes 2 was discovered, then mid 80s HIV, and that changed the equation. But as long as your not diving into the low end of the industry, and sticking with legit agencies and indys, I find those pro women show scrupulous care for their health. Some civilians more casual. Rarely does a legit SP engage in bbfs w clients (in Oz when my state New South Wales legalised prostitution in brothels they mandated health checks for the ladies, and ladies perform health checks on the clients under a bright light. The ladies get monthly medical checks, and they track sti's and find it's rare a brothel lady gets one, but when she does, 90% of the time they track it back to her BF, who She does bbfs with, and he catches it whilst stepping out on her). The rate of bbfs is higher for civilian ladies. Thus, to my surprise when entering this world, I feel that the safety factor is a bit higher w the pro ladies over the civilian ladies.