Personally, I think it is an honourable, profession and should be more respected for the important role it plays in society. And the increased beneficial role it could play in society if it were less stigmatized.
My specific advice to any sex worker is to
really assess the
true earning potential you have with your non-sex work skills and live accordingly, if not more frugally.
You are not really running a business
per se as much as you are practicing a profession. Agencies run a 'business'.
Physicians run a professional practice like you. Rent, supplies, advertising, expenses etc. But they are trading
their time for
services. Their time is perishable. If they don't work
that day or
that hour, they do not make
any money. Only incur expenses.
Typically a business has cost of goods and/or services sold at a mark up. Like a plumbing contractor or chain of medical clinics. Or say escort, travel and employment agencies. They make money from the mark up. A pilot doesn't make money unless HE is flying, while an airline makes money even when the founding President is no longer an active pilot. Business' can subsist without the owner's hourly presence and/or service. Your 'business' can't.
Not to say you shouldn't practice your profession without good business
practices like actually keeping real accounting records. data and analysis is the only way to managing your yield/sweet spot/price point. Don't let pride or feelings fool you!
Unless you are a mid-level lawyer, specialist physician or business owner, very few people can earn $500 hour, or even $200/hr. In fact, most sp's I've come to know realistically might not be able to sustain a normal job that pays $30/hr.
Yet they live a lavish lifestyle, even moreso than a $250k lawyer or MD. And foolishly on purses, shoes etc. And even worse, wasting thousands of dollars on fucking extensive, and I mean extensive tattoos that
literally brand them permanently such that they will never really be accepted into the strata of society that their current income would suggest they could.
So... live as if you were working a normal job paying $30/hr (or even minimum wage if that is
realistically your
real world earning potential) and SAVE and invest every other dollar you earn. Use it towards actually getting an education in a well paying field. Not as a marketing "paying my tuition" schtick.
One day, every SW will, for one reason or another find that they can no longer earn what they did, or even work at all. I read that you yourself recently suffered some sort of TBI or other serious injury. There is NO notice for life-changing events. And if you are living like a movie star (or even relying on high income to rent or pay your mortgare and car payments) you could be literally homeless in a couple of months, Have a year's expenses as an emergency fund.
Establish credit by paying taxes, at least on some of your income. Use it at 1/3 of your limits to increase your credit score but ALWAYS have the cash to pay it off on hand.
Only use credit to buy a house. NEVER finance a car. It is a depreciating asset that becomes a net and ongoing liability the day you buy it. New and used alike. Buy a decent late model around 3 years old used car and pay cash for it. Or borrow half to establish or enhance your creditworthiness.
I have more, and more valuable tax and business advice... PM for barter terms
. But basically realize that you are not worth what you get paid in the sex biz, outside of it. So don't fool yourself. Enjoy, don't
spoil yourself. Be prudent. It is worth noting the word 'Spoil' is a negative. Meaning for something to go bad. Spending more on yourself, or having others do so, spoils your mind into thinking you deserve it.
No offence to you personally but for all the 'high end companionship', 'intelligent conversation', and 'emotional intimacy' girls think guys are paying for, without a pussy or pretty face to fuck, these guys wouldn't pay a dime for an sp's time nor 'spoil' a civillian girl who thinks she 'deserves' it.
Make hay while the sun shines but put away some of the harvest to keep the farm running when you fall off or can't plant the corn yourself!