Maybe not obvious to you but very important to get proper care for one's teeth when young so it doesn't lead to problems later in life.
Got my Canadian Dental Care Plan application today!
- Thread starter xmontrealer
- Start date
My kids had great dental treatment when they were growing up, including fluoride painting of their teeth by the dentist or hygienist after every cleaning. Hence zero cavities and very healthy teeth now that they are adults.
When I was their age fluoride painting was not a common practice. Therefore despite twice yearly dentist visits including cleaning by the hygienist and inspection by the dentist, and conscientious brushing morning and night before bed, including flossing, I had quite a few cavities, which later led to several crowns, a bridge, and one tooth implant when the bridge failed.
My guess is most people over 70 had pretty much the same experience as I did. And if they lived in communities without fluoridated water I imagine their teeth would be even worse than mine are at age 70+...
It good to hear your kids have good teeth. That is why I said good dental hygiene starts early in life.
Did you receive any financial help from the government for your kids? (Our company dental plan cover spouse and kids until age 18.) Not sure what will happen when the new government plan kicks in if the kids are already covered by a private plan.
"By June 2024, the new Plan will be available to Canadians under 18, persons with disabilities, and seniors with an annual adjusted family net income under $90,000."
Nope. I had no family medical or dental plan, and there was no help from the government for my kids for their medical and dental treatments.
The under 18's are covered and the over 70's are covered subject to a means test.
Many of the in-between (i.e.age 19-69) are covered by a private dental plan.
Don't mean to get personal. Did your private dental plan not pay for the $500?
I have separated the 'maybe' from your initial premise that every Canadian has the capability of generating financial resources to find their own dental costs after 70. This may come as a cultural shock but the life beneath the clouds which you live - is tough. The waitress that serves you, the people delivering your on line orders, the people stocking the aisles at Walmart ... most of these people are hopeful about breaking even when they finish paying their bills.
To be fair, I won't qualify (subject to my next marriage to Bambi the Thai dancer) but I support the bill as long overdue. I have a retired friend who just got an estimate for $5300 on one dental procedure. As your body ages, wear and tear shows up.
I recognize that a large portion of Canadians work hard and pay taxes that make Canada an amazing place to be envied around the world. I believe that this same Canadian society should ensure a dignified retirement for these citizens.
Maybe I was thinking of this poll. Usually wealth is a good proxy for income.
No I am blaming the Federal government for creating a welfare state.
People shouldn't bitch at their annual federal tax bill/return if this is what they want.
I suppose one could call Singapore a welfare state but they manage to do it with a top income tax rate of only 22%.
"How does Singapore welfare work?
It includes a range of programs and initiatives to help low-income individuals and families, as well as the elderly and persons with disabilities. The government provides financial assistance, healthcare subsidies, housing support, and employment assistance to those who qualify.Mar 8, 2015"
"Singapore personal tax rates start at 0% and are capped at 22% (above S$320,000) for residents and a flat rate of 15% to 22% for non-residents. To increase the resilience of taxes as a source of government revenue, Goods and Services Tax (GST) was introduced in 1994." Also, foreign source income is not taxed. One Singapore dollar is equal to one Canadian dollar.
https://www.quora.com/What-is-the-welfare-system-like-in-Singapore
"How does Singapore welfare work?
It includes a range of programs and initiatives to help low-income individuals and families, as well as the elderly and persons with disabilities. The government provides financial assistance, healthcare subsidies, housing support, and employment assistance to those who qualify.Mar 8, 2015"
"Singapore personal tax rates start at 0% and are capped at 22% (above S$320,000) for residents and a flat rate of 15% to 22% for non-residents. To increase the resilience of taxes as a source of government revenue, Goods and Services Tax (GST) was introduced in 1994." Also, foreign source income is not taxed. One Singapore dollar is equal to one Canadian dollar.
https://www.quora.com/What-is-the-welfare-system-like-in-Singapore
Yes !!! And by welfare state I can only assume that you include corporate welfare which according to a study of the Frazier Institute totaled about $359 Billion from 2007-2019. " This corporate welfare, which does little if anything to stimulate widespread economic growth, came with huge costs to government budgets and Canadian taxpayers. ". If we want to reduce the size of the honeypot - let's limit access to only corporate and not the taxpayers who as a group contributed significantly to it ?
Of course we could treat each family as a revenue generating, tax paying business entity and all them to enjoy the same tax deduction benefits of corporations .. deductions for car, gas, housing, maintenance deductions. As a small Canadian own business (SBD), flat tax is ~ 19% ... let's see how that works. Obviously I'm neither an accountant or an economist but judging from the reaction when it was asked why can't Canadian taxpayers can't deduct mortgage interests as in the US - i.e. it would be an economic disaster - I think it's fair to suggest Canada prefers sucking vast moneys from this single blob of taxpayers as a group.
So why is it that corporate welfare should bitch when a significant contributor (taxpayers) reaches in the same pot for some of their own benefits (old age security) ?
Quick question. Did Service Canada send you the application automatically or did you have to contact them and request the form? Apparently, I'm eligible to apply as of tomorrow (Feb. 1) Thanks!Woo Hoo. Who says it sucks to be over 70?
I got my Canadian Dental Care Plan application from Service Canada today. It took me 5 minutes to apply and be accepted over the phone, dealing with an automated system.
You have to be over 70 to apply. If you have access to other private dental insurance that may affect your eligibility.
It covers most general dental procedures, except implants and cosmetic dentistry.
If you declare under 70,000 taxable income the government pays 100%
From 70,000 to 79,999 the government pays 60%
From 80,000 to 89,999 the government pays 40%.
At 90,000 and up the government pays zip.
The income levels mentioned are "adjusted family net income".
Thankfully I qualify for 40% assistance...
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Also, the mortgage should have already been paid off and the kids should have been already grown and financially self-sufficient.
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Sadly, not the case anymore. Some parents continue to fund the children’s living standard well into adulthood.
I know a few retired that moved here from other parts of Canada. They could not buy in southern Ontario without a mortgage.
Also, the mortgage should have already been paid off and the kids should have been already grown and financially self-sufficient.
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Sadly, not the case anymore. Some parents continue to fund the children’s living standard well into adulthood.
I know a few retired that moved here from other parts of Canada. They could not buy in southern Ontario without a mortgage.
