Maybe, his story didn't make sense...... But I am wondering how he got the car plated??
Got a ticket for driving with no insurance...what to expect?
- Thread starter gspotlover
- Start date
Got a ticket for driving with no insurance...what to expect?
Easy- expect to get fucked in the ass by the legal system, then again by the auto insurance system...
(Not to mention severely judged by everyone who finds out that you were a heartless bastard for not having insurance in the first place.)
Easy- expect to get fucked in the ass by the legal system, then again by the auto insurance system...
(Not to mention severely judged by everyone who finds out that you were a heartless bastard for not having insurance in the first place.)
I've been reading this thread over 5 pages now and I fall in with the "you should have taken the bus" camp.
Never the less, a couple of thoughts.........
1. This is a pooner board. Guys who pay for sex with lovely women. I clicked on gspotlover's profile and he posts a LOT about his experiences in the pay for play arena. (Though not really much since January of this year.) I guess my thought was, "glad he has his priorities straight". "Hmmm, let's see, I can pay for my car insurance, or I can pay to get my cock sucked by Mihiro@AsianSexyBabe, but not both. Which way do I gooooooo, Hmmm, Ok, I'll pay for pussy"
2. How much does car insurance cost him? I pay $138.00 per month all in for my sled. And I've got collision, liability (2 million), comprehensive, home care, income supplement, this that and everything else in there. So, if I were to eliminate all the bells and whistles and just carry liability, I'd probably be down to about $85.00 a month (maybe less, who knows). If he's working, he can afford 85 bucks a month. (Unless he has a shit record - which is a whole different ball game isn't it? Then of course, there's Mihiro@AsianSexyBabe)
3. How long was he driving without insurance?
4. Why did he get pulled over by Law Enforcement? I know it happens, but it's rare (unless you're an asshole driver - which driving without insurance makes you.) So if you think, "what are the odds of getting stopped driving without insurance x the odds of getting pulled over" I would infer that not only is he an asshole for driving without insurance, he's a double asshole for driving in such a manner as to get pulled over. If you're going to drive without fucking insurance, at least have the brains to drive safe.
The OP didn't just fuck up. He made a decision he knew was wrong. Fucking up is when you do something that bites you in the ass but you didn't know any better, or it was an accident that you were part of that you made an honest mistake and you kick yourself over and over about.
Hopefully, the OP has learned his lesson and won't make this kind of bad decision again. If that's the case, then I will give him the benefit of the doubt.
End of pontification.
Never the less, a couple of thoughts.........
1. This is a pooner board. Guys who pay for sex with lovely women. I clicked on gspotlover's profile and he posts a LOT about his experiences in the pay for play arena. (Though not really much since January of this year.) I guess my thought was, "glad he has his priorities straight". "Hmmm, let's see, I can pay for my car insurance, or I can pay to get my cock sucked by Mihiro@AsianSexyBabe, but not both. Which way do I gooooooo, Hmmm, Ok, I'll pay for pussy"
2. How much does car insurance cost him? I pay $138.00 per month all in for my sled. And I've got collision, liability (2 million), comprehensive, home care, income supplement, this that and everything else in there. So, if I were to eliminate all the bells and whistles and just carry liability, I'd probably be down to about $85.00 a month (maybe less, who knows). If he's working, he can afford 85 bucks a month. (Unless he has a shit record - which is a whole different ball game isn't it? Then of course, there's Mihiro@AsianSexyBabe)
3. How long was he driving without insurance?
4. Why did he get pulled over by Law Enforcement? I know it happens, but it's rare (unless you're an asshole driver - which driving without insurance makes you.) So if you think, "what are the odds of getting stopped driving without insurance x the odds of getting pulled over" I would infer that not only is he an asshole for driving without insurance, he's a double asshole for driving in such a manner as to get pulled over. If you're going to drive without fucking insurance, at least have the brains to drive safe.
The OP didn't just fuck up. He made a decision he knew was wrong. Fucking up is when you do something that bites you in the ass but you didn't know any better, or it was an accident that you were part of that you made an honest mistake and you kick yourself over and over about.
Hopefully, the OP has learned his lesson and won't make this kind of bad decision again. If that's the case, then I will give him the benefit of the doubt.
End of pontification.
I am willing to bet if you stopped 500 cars with male drivers on any night you will find 50-100 of these so not have insurance. Insurance for young males is so expensive especially if they have tickets or accidents. Some just choose to drive without insurance. A friend of mine was hit from behind on the 401 and the young kid took off on foot to avoid charges
Doesn't make it right.
I started driving when I was 17 and I've always had insurance. Every step of the way. I paid $5,6000 a year back in 1990 when I got my first set of wheels. That's like about 10 grand a year now.
Maybe the penalties should be higher.
Sorry, but you are the one who proposed that piece of paper somehow equated to being a safer driver, and I've never agreed.
As to your second point, everyone covers the costs of the uninsured driver. Since he doesn't pay, we do. Certainly his actions affect others on the road, just like yours. Most of us manage our actions just fine, most of the time, and if we do affect others, insurance covers the cost, or we affect cops who pull us over. Like the OP got pulled over before that other consequence of not keeping his actions from affecting others kicked in. And jacked up our costs.
Bottom line: If it was merely a negligible oversight, driving without insurance wouldn't be a legal offence with stiff penalties. Too bad they're not stiff enough and certain enough to make people think better, but the law's always the crude tool for the worst cases.
I was speeding 20 over.
I didn't expect it because it was already 9pm and despite driving down this stretch of road over the past 16 years have never seen a cop there...
Hey I have learned my lesson!
I have not hobbied this year hence no postings....
Insurance lapsed for 3 weeks.
I have insurance coverage now.
It doesn't matter, today cops can investigate your plate, sitting behind you at a traffic light and know if you are insured or not. It shows up in the data base.
Sorry I don't get to log on to TERB unless I have access to a private computer which I happen to be on now..
I appreciate all your comments, good or bad.
Believe me I am sorry for what I did.
35 years of driving with zero accidents and a clean record up to now.
I always have had insurance and unfortunately let it lapse for 2-3 weeks after 35 years.
Looks like either I go hire a good lawyer or try for mitigation.
I'd do both (hire a lawyer AND plead for mercy). It only lapsed for 2-3 weeks so you should get some leniency, especially with an otherwise flawless record.
Like I said, your best shot is to get the charge reduced to failure to provide proof of insurance. Tell the prosecutor there was a lot going on in your life and you just dropped the ball. Tell him you know it is a serious matter and it was just a mistake. If you have any past instance stubs or proof of payment take them in and show you have always maintained insurance in the past. Spin it as an administrative error that you corrected as soon as you realized your mistake. If your record is otherwise spotless this counts as a minor conviction and will not have any impact on your insurance. But best to not try an change insurance companies for at least 3 years.
One or the other. Don't waste your time with a lawyer or agent is all you are going to do is plead guilty and try for a lower charge or lower fine.
If you throw yourself on the mercy of the court, your record, financial circumstances and that you have insurance will likely result in the minimum statutory fine. You can do that by yourself.
However, it will be registered as a conviction and it will show up at insurance renewal time next year. And if you have a claim, or a second conviction in the next 3 years you will pay even MORE for insurance.
I'd be inclined to try to find a cheap criminal lawyer for a couple thousand to play the game and see if it can get dismissed. If not, the lawyer is "just doing his job" and there is no prejudice. He can still argue leniency for the mitigating circumstances.
