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travel insurance

rgkv

old timer
Nov 14, 2005
4,007
1,541
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Plan is to go to Cuba in April. I will need insurance for medical coverage. I have no real idea as to what I need or costs or where to obtain short term coverage. In my travels before my American Express account covered everything but since I no longer have their card I must get my own. Any help would be appreciated.
 

wantsome1

Member
Mar 17, 2011
277
3
18
Try CAA...I buy travel insurance there on a yearly basis..about $260/yr family of four. That gives me 15 visits to the states. I don't know about cuba though.
 

rgkv

old timer
Nov 14, 2005
4,007
1,541
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Try CAA...I buy travel insurance there on a yearly basis..about $260/yr family of four. That gives me 15 visits to the states. I don't know about cuba though.
Thanks but not a member of CAA plus only need a short term {going for 7 days} policy
 

needinit

New member
Jan 19, 2004
1,193
1
0
google search "travel insurance"....you'll get a large number of choices for Canadians...CAA (dont need to be a member to buy), Blue Cross, etc
 

danmand

Well-known member
Nov 28, 2003
46,500
4,906
113
If you want travel insurance, I find that Manulife is the easiest and cheapest. buy Online.

If you are only getting it because travel agent says Cuba requires it, don't bother. They do not ask for it , and if they did, you can buy it on the spot in the airport.
 

Timbit

Tasty and Roundish
Jan 7, 2002
1,696
30
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In Ecstacy
It's pretty cheap - online or through your financial advisor. If it's only you (as opposed to a family), go direct online to Manulife or Blue Cross. And yes, no matter where you're going outside Canada, even if only for a weekend, I would certainly recommend getting travel insurance. Medical costs are prohibitive everywhere. One last piece of advice - if you do need to make a claim or get medical help, make sure you follow the proper procedures BEFOREHAND - read your policy. Insurance companies will try to not pay unless legally obligated - there's no such this as morally obligated to them.

Timbit
 

TeasePlease

Cockasian Brother
Aug 3, 2010
7,738
5
38
Go to your bank. they all sell travel insurance. Cheap.

Does Cuba still require proof of medical insurance for tourists?
 

danmand

Well-known member
Nov 28, 2003
46,500
4,906
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Does Cuba still require proof of medical insurance for tourists?
The official documentation says that they do. However, they have never asked me, and I believe you can buy it on the spot for something like $5 a day.

OHIP provides out of province coverage for minor ailments, and the medical system in Cuba is cheap and effective. I used it once.
 

TPO

find me lurking
Sep 18, 2009
217
0
0
Here, there and everywhere.
Bon Voyage which is sold through Travel Cuts is a very good comprehensive policy that saved my but more than once.

Going without insurance is simply dumb in my opinion.
 

justchecking

Member
Sep 17, 2005
171
0
16
RBC sells travel insurance call Travel Health Protector at any of their branches. Price depends on your age and length of travel and if there are any existing medical conditions that you need to disclose.

You do not need to be a RBC client to buy their travel insurance.

Always purchase travel insurance, OHIP, in MANY instances WILL NOT over you if you are out of the province.

JC
 

TeasePlease

Cockasian Brother
Aug 3, 2010
7,738
5
38
I bought RBC insurance for a friend travelling to Cuba a few years ago. I did it on-line. Took about 5 min and it was less than $30....
 

rgkv

old timer
Nov 14, 2005
4,007
1,541
113
Looks like I can get medical, cancelation, luggage & rental vehicle coverage with Master Card for about $34 .....not bad.
 

Butler1000

Well-known member
Oct 31, 2011
30,355
4,541
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Do you have coverage via work? My plan with my SO gives me full coverage while I'm away with no charge.
If you have a work plan check it out with your boss or human resources dept. They may have better options as well.
 

DELETDrileydaniels

Ebony Porn Star Delight
Sep 17, 2011
1,222
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website coming soon
RBc sells travel insurance there is a location at Young and Bloor in the Bay Centre, and CAA it is based on the length of your trip.

So far each time I have traveled I've only paid about $20 to $30 for travel insurance. When I was shooting porn in LA I had to use it at that time it was CAA travel. they took care of everything I just had to show them the bill from the LA hospital I was in.
 

interactive

New member
Dec 23, 2012
160
0
0
I presume your (non amex) card isn't covering it (most do) - I would call your home insurance people - they can add a yearly blanket coverage fairly cheap.
Also - (and I have done this for India trips) buy more than the basic (which usually sucks).

Since I am paying something anyway - I "deluxe it up" to cut the bullshit restrictions / exclusions.

While on the topic - found out the other day your CC will not cover auto rental unless you DECLINE the rental agency coverage. So if your CC has better coverage it fails to kick in unless you completely opt out of the rental insurance. Just saying. Pissed me off. I thought I had super duper double coverage.
 

KBear

Supporting Member
Aug 17, 2001
4,169
1
38
west end
www.gtagirls.com
Generally insurance is an option when booking the trip. Checked itravel2000 and medical insurance for 1 week to Cuba is $28. What's the advantage to purchasing insurance separate from the trip?
 

rgkv

old timer
Nov 14, 2005
4,007
1,541
113
www.travelguard.ca[/url]
did the online quote with this link twice, both times told do not cover this destination...

Generally insurance is an option when booking the trip. Checked itravel2000 and medical insurance for 1 week to Cuba is $28. What's the advantage to purchasing insurance separate from the trip?
Airmiles is paying for this vacation, just wanted to check out my options
 

Twister

Well-known member
Aug 24, 2002
4,649
413
83
GTA
I rather do it thru the phone (Rbc), I don't feel comfortable with putting my personal information on line. (yes , I know about secure servers, but nowadays with hackers nothing is secure)
 

happ

Active member
Sep 22, 2010
1,556
0
36
RBC travel insurance wasnt recognized in Philippines so it be out-of-pocket. Going to Colombia this time. Any opinion on Blue Cross travel insurance? Cost a bit more and has annual coverage. CAA now uses their own insurance company before they used manulife. I feel blue cross is most recognized around the world.
 
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