50k Investment
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my advice to you would be to invest in the commodity bullmarket: agriculture, oil, gold. I could name you abunch of small companies now that have huge growth ahead of them, that 50k could turn into millions easily within a few years its really that easy if you know what youre doing. I put my money where my mouth is.
Make sure you don't park the money getting 1/10 of a percent for too long while you make up your mind. Right now there are a few special offers on safe type things like GIC or TFSA's trying to entice you for RRSP season.
depends on how much time you are going to 'invest' in the investment.
little to no time..put it in safe stocks
the more you invest your time the better....take a few courses in investing...
commodities....forex...are big money makers but you gotta know when to get in and get out....and do it on the fly with sometimes only 20-30 seconds to decide...not for the faint of heart to say the least!
little to no time..put it in safe stocks
the more you invest your time the better....take a few courses in investing...
commodities....forex...are big money makers but you gotta know when to get in and get out....and do it on the fly with sometimes only 20-30 seconds to decide...not for the faint of heart to say the least!
Its funny how you recommend gold oil commodity at the height of commodity bubble.
Your the same kind of people l recommended . Com stocks back in 1999.
I think oil price will go down. Gold will crash. technology will make a comeback.
Your the same kind of people l recommended . Com stocks back in 1999.
I think oil price will go down. Gold will crash. technology will make a comeback.
you obviously don't know what a bubble actually is, or the fundamentals. with idiots like you the OP doesnt have a chance...I just hope he can do some good DD. technology is where the bubble is you have stocks like facebook trading at 300 times earnings, linked in, pandora etc. apple was overvalued now is selling off, but the sector as a whole is still very lofty. gold stocks are trading at levels they were at 5 years ago when gold was half the price is that a bubble to you? the fact that less than 2% of managed money of the world is in gold is that a bubble to you? the fact the mainstream media has shit on gold for the last 12 years is that a bubble to you?Its funny how you recommend gold oil commodity at the height of commodity bubble.
Your the same kind of people l recommended . Com stocks back in 1999.
I think oil price will go down. Gold will crash. technology will make a comeback.
A year ago I put money into a "diversified" basket of 10 stocks. 3 of the stocks lost money big time and drag the 7 winners down so the overall return is negative. SNC is one of the stinkers along with a gold stock and oil stock. Gold and oil stocks stank in 2012. So, why do people say to "diversify"?
Where would you be if you had put it all into SNC?A year ago I put money into a "diversified" basket of 10 stocks. 3 of the stocks lost money big time and drag the 7 winners down so the overall return is negative. SNC is one of the stinkers along with a gold stock and oil stock. Gold and oil stocks stank in 2012. So, why do people say to "diversify"?
Hello there,
What I would first recommend you do is seek a proper investment professional. It's important to map out what you want to do instead of just throwing the money into a sector or asset class because it is hot. (Or received a serious pounding in the case of precious metals)
When seeking a professional, interview a few, I suggest you check their credentials, i'd recommend a CFA or CFP or a CA or a combination would be excellent.
Though intentions on this site are well meant, I would recommend taking the advice with a grain of salt (including mine) and do research before investing your money.
Good luck to you!
Goodguy
What I would first recommend you do is seek a proper investment professional. It's important to map out what you want to do instead of just throwing the money into a sector or asset class because it is hot. (Or received a serious pounding in the case of precious metals)
When seeking a professional, interview a few, I suggest you check their credentials, i'd recommend a CFA or CFP or a CA or a combination would be excellent.
Though intentions on this site are well meant, I would recommend taking the advice with a grain of salt (including mine) and do research before investing your money.
Good luck to you!
Goodguy
I strongly recommend you short positions in gold and oil and long positionsI think oil price will go down. Gold will crash. technology will make a comeback.
in NASDAQ. Buying into an ultra-bull NASDAQ ETF is one surest way to make
easy money.
I averaged down SNC since I initiated a position in the high 40s all the way toA year ago I put money into a "diversified" basket of 10 stocks. 3 of the stocks lost money big time and drag the 7 winners down so the overall return is negative. SNC is one of the stinkers along with a gold stock and oil stock. Gold and oil stocks stank in 2012. So, why do people say to "diversify"?
high 30s. SNC-Lavalin Group in my view is a reliable investment for the long term.
Patience is the key.
Same can be said for these little mineral exploration companies that are trading in pennies - the hope is they will strike oil or gold and stock price shoot through the roof. I've seen tons and tons of these companies being promoted in many stock forums, and how many of them actually find anything? maybe 1 / 1000? Most of these penny stocks slowly decline and you end losing all your money.you obviously don't know what a bubble actually is, or the fundamentals. with idiots like you the OP doesnt have a chance...I just hope he can do some good DD. technology is where the bubble is you have stocks like facebook trading at 300 times earnings, linked in, pandora etc. apple was overvalued now is selling off, but the sector as a whole is still very lofty. gold stocks are trading at levels they were at 5 years ago when gold was half the price is that a bubble to you? the fact that less than 2% of managed money of the world is in gold is that a bubble to you? the fact the mainstream media has shit on gold for the last 12 years is that a bubble to you?
Just be aware most of the advice you are getting here is very risky, and complicated in scope or execution for someone who doesn't know where to begin.Good Morning Everyone,
I was hoping for a little guidance with regards to investing 50K. Don't know where to look or begin. All ideas would be appreciated. Thanks!
What is your goal for the money? What's your experience to date? What level of risk are you prepared to take ( e.g. How much are you prepared to lose in any one year?
Make sure you know what you are buying, why you're buying it, and how it works. Advice here is just people playing with your money with no risk to themselves.
In addition, ask for disclosure and keep ears open for any possible conflict of interest when speaking with an advisor, if you choose that route.Just be aware most of the advice you are getting here is very risky, and complicated in scope or execution for someone who doesn't know where to begin.
What is your goal for the money? What's your experience to date? What level of risk are you prepared to take ( e.g. How much are you prepared to lose in any one year?
Make sure you know what you are buying, why you're buying it, and how it works. Advice here is just people playing with your money with no risk to themselves.
First off, what is your risk tollerance?
Can you afford to lose $50k?
What kind of return would satisfy you?
What is your length of time you plan to invest?
Do you have any experience with investing?
If you don't need to make a huge profit to be happy, ie. you want to know your principal is safe, just do some 2% GIC like most others do. if you have more cash you can get 2.5-2.75% from the banks in a GIC (Wood Gundy for instance) (ie. $500k)
Lastly, do not listen to anyone on here as you need to justify it in your own mind what you do.
Can you afford to lose $50k?
What kind of return would satisfy you?
What is your length of time you plan to invest?
Do you have any experience with investing?
If you don't need to make a huge profit to be happy, ie. you want to know your principal is safe, just do some 2% GIC like most others do. if you have more cash you can get 2.5-2.75% from the banks in a GIC (Wood Gundy for instance) (ie. $500k)
Lastly, do not listen to anyone on here as you need to justify it in your own mind what you do.
This about the only responsible advice in this thread.Hello there,
What I would first recommend you do is seek a proper investment professional. It's important to map out what you want to do instead of just throwing the money into a sector or asset class because it is hot. (Or received a serious pounding in the case of precious metals)
When seeking a professional, interview a few, I suggest you check their credentials, i'd recommend a CFA or CFP or a CA or a combination would be excellent.
Though intentions on this site are well meant, I would recommend taking the advice with a grain of salt (including mine) and do research before investing your money.
Good luck to you!
Goodguy
The OP would be best to do nothing rather than rush into some of the ideas presented thus far here
Commodities, leveraged ETFs, shorting .....?
Come on you guys, this is a novice investor here and you are directing him towards high risk investments.
That is a recipe for disaster
On Speed
1. Do not be in a hurry
2. The first investment should be an investment of time to learn about the markets. Go to the library or a book store and make sure you understand what you are putting your money into
3. Really successful long term investors place a lot of emphasis on controlling risk, and the reward will naturally follow. They also tend to quietly avoid boasting about their success
4. Have a long term view. What are the chances you are smarter than the market and can correct determine when to get in and out? What are the chances you can do this constantly?
5. Learn some more
6.Diversify your investments, difficult to do with $50K, but not impossible
6. Think about where you spend your money and ask your self "Is this a good company to invest in?"
7. Investigate the company. Easy to do with the internet
8. Learn some more
I concur (mostly). I guess the only part I can't wrap my head around is "a proper investment professional" as I’m pretty sure they don’t exist. It’s not his money and never will be… he just wants his salary, MER and commissions and everything else he charges people to manage their money (not his) so he has no reason to work, he can just sit back and take your money for doing nothing. If he does work hard and make a lot of money, it is your money, not his so why would he even bother? No one cares about your money more than you do and anyone managing your money for you is going to have lousy returns.This about the only responsible advice in this thread. The OP would be best to do nothing rather than rush into some of the ideas presented thus far here Commodities, leveraged ETFs, shorting .....? Come on you guys, this is a novice investor here and you are directing him towards high risk investments. That is a recipe for disaster
I’d hate to see money wasted in a GIC as well given today’s interest rates don’t beat inflation you are in effect paying the bank to hold your money for you as it doesn't even keep up with inflation. I’m a trader and not an investor. That said, I have to park excess capital somewhere and I usually put it in a high dividend yielding asset (like 14% or so, now that’s better than a GIC isn't it?) and put a zero cost collar (sometimes called a Protected Buy-Write) on it so there is no risk. I mitigate the risk of being long the market for free and get a much better rate of return than a GIC.
While such a strategy won’t have the returns I get actively trading it doesn't take a lot of knowledge to do it either and gives a better yield.
