Speeding ticket question

[Mao Tse Tongue]

Got a speeding ticket yesterday.

Going to renew my insurance today. Bad timing. Haven't had a ticket in a loooong time.

But my buddy told me if I go and fight the ticket, the court date won't be for months, perhaps a year before it's decided, and the ticket doesn't show up when I go for insurance right now and I won't be dinged (this year anyway).

Sound right? Appreciate any help as my insurance is already stratospheric.

 

[fantasiafan]

Whats your rating now do you know?

I'd always recommend fighting a ticket. You could get lucky altogether, or at least have it reduced.

How fast were you going btw?

 

[LancsLad]

I am fighting a ticket now for an alleged speeding violation last July 05. Court date is in Oct and my insurance renewed in July and alleged violation is not memtioned.

 

[Mao Tse Tongue]

I am fighting a ticket now for an alleged speeding violation last July 05. Court date is in Oct and my insurance renewed in July and alleged violation is not memtioned.

Beautiful. Thank you.

 

[Mao Tse Tongue]

Whats your rating now do you know?

I'd always recommend fighting a ticket. You could get lucky altogether, or at least have it reduced.

How fast were you going btw?

81 in a 50. They reduced it down to 10k over and no points, but my buddy told me that insurance companies go by convictions not points!

 

[shawnbg]

It doesn't show on your driving record at all unless you get convicted. The court date won't be for 6 months to a year down the road. Fight it though, or end up like me paying $800\month for insurance because of a minor accident that I never should have put through insurance and a missed court date for speeding. My fucking insurance is more then my car payment!

 

[fantasiafan]

81 in a 50. They reduced it down to 10k over and no points, but my buddy told me that insurance companies go by convictions not points!

Wow 10 over - lucky you! Your buddy's right. People think insurance companies go by points and they couldnt be further from the truth. The points system is an Ontario govt thing to suspend or take away licenses from those drivers who are repeat offenders - hence bad drivers.

Insurance companies do go based on convictions according to minor or major convictions, and if youre in a high risk category. This conviction, though minor, would also depend on your past record. You say that you havent got a speeding ticket in a long time. Did you have any other incidents? Accidents? Theft? Other traffic violations? It all depends.....

But fight it anyways....

By the way, insurance companies know......everything

 

[Neverenuff$]

I have used "Pointts" in the past , (2 times) once the Cop didn't show up, so no ticket, once the fine was reduced, I didn't go to court for either.. It did take about 10months for a court date to be assigned, so there will at worst be a delay for a ticket to hit the insurance company, at best .. no conviction no fine.

 

[fantasiafan]

I have used "Pointts" in the past , (2 times) once the Cop didn't show up, so no ticket, once the fine was reduced, I didn't go to court for either.. It did take about 10months for a court date to be assigned, so there will at worst be a delay for a ticket to hit the insurance company, at best .. no conviction no fine.

Good point, seeing as if your infraction and ticket were so low, going with these agents may be worth your while getting it completely scrapped.

 

[LancsLad]

How true.

Every breath you take
Every move you make
Every vow you break
Every step you take
I'll be watching you

Great, now can you do Roxanne.

 

[Neverenuff$]

Great, now can you do Roxanne.

Rates , location ? contact info ?

 

[Meister]

It doesn't show on your driving record at all unless you get convicted. The court date won't be for 6 months to a year down the road. Fight it though, or end up like me paying $800\month for insurance because of a minor accident that I never should have put through insurance and a missed court date for speeding. My fucking insurance is more then my car payment!

I was in your boat a couple of years ago, it sucks. I had an accident and 3 tickets!!
I waited til one ticket expired and started shopping. Now I'm back down to 2300 for 2 cars a year.

If you are a graduate from UofT or some other University or College you should get a rate from these guys:
http://www.melochemonnex.com/group/utorontoalumni?associationid=UTORONTOALUMNI&campaignid=NWMM0806

They didn't care about my accident and didn't seem to mind my 2 tickets. All you have to do is give them proof of graduation. Strange but true, but you must ask for the Alumni group rate.

 

[shawnbg]

I was in your boat a couple of years ago, it sucks. I had an accident and 3 tickets!!
I waited til one ticket expired and started shopping. Now I'm back down to 2300 for 2 cars a year.

If you are a graduate from UofT or some other University or College you should get a rate from these guys:
http://www.melochemonnex.com/group/utorontoalumni?associationid=UTORONTOALUMNI&campaignid=NWMM0806

They didn't care about my accident and didn't seem to mind my 2 tickets. All you have to do is give them proof of graduation. Strange but true, but you must ask for the Alumni group rate.

I graduated from York and one of my tickets should be expiring in a couple of months. When I shopped around before, most places said they wouldn't even insure me which is why I had to go with the high-risk places. My record isnt that bad at all! I'll give them a call. Thanks Meister.

 

[Neverenuff$]

Its been my experience that you should plead not guilty and take it to court... You see Cops never show up to these things .. Everytime I went all tickets were thrown out !! Cops didn't show up .. If cops showed up for every ticket they wrote they would be in court 7 days a week

Its a good gamble, In Toronto though if you get a ticket from a traffic cop , he/she will show up its their job and they have court days in their schedule .

a hwy OPP maybe not...

 

[RTRD]

Your buddy...

Got a speeding ticket yesterday.

Going to renew my insurance today. Bad timing. Haven't had a ticket in a loooong time.

But my buddy told me if I go and fight the ticket, the court date won't be for months, perhaps a year before it's decided, and the ticket doesn't show up when I go for insurance right now and I won't be dinged (this year anyway).

Sound right? Appreciate any help as my insurance is already stratospheric.

...is right.

I have a ticket going on two years old...waiting for a court date...

 

[fantasiafan]

...is right.

I have a ticket going on two years old...waiting for a court date...

Isnt that past the allowed time (oh the word escapes me)...?

 

[RTRD]

For...

Isnt that past the allowed time (oh the word escapes me)...?

a fair and speedy trail?

I dunno...but I am not complaining. We shall see what we shall see...

 

[goalie000]

I have used "Pointts" in the past , (2 times) once the Cop didn't show up, so no ticket, once the fine was reduced, I didn't go to court for either.. It did take about 10months for a court date to be assigned, so there will at worst be a delay for a ticket to hit the insurance company, at best .. no conviction no fine.

Just curious as to what these Pointts guys charge.

 

[gypsy]

I have used "Pointts" in the past , (2 times) once the Cop didn't show up, so no ticket, once the fine was reduced, I didn't go to court for either.. It did take about 10months for a court date to be assigned, so there will at worst be a delay for a ticket to hit the insurance company, at best .. no conviction no fine.

I've used HWY-LAW LEGAL SERVICES and they have gotten me off about a half dozen tickets in the past 3 years (all tickets were 'withdrawn' or cases 'dismissed'), and POINTTS got me off another one I got out of town, I had to make a $200 'charitable donation' (on top of the $300 fee) for that one though, not sure where it went cause they told me to leave the money order blank!

Total I've spent about $2000 the past 3 years but I figure I've saved about 3 times that at least in potential insurance increases.

Remember, you are not 'guilty' until a judge says you are.

So at the end of the day, I've got a perfect record and pay less than $100 month for insurance on an $80k SUV.

Definately worth hiring professionals to fight your tickets IMO.

 

[fantasiafan]

I've used HWY-LAW LEGAL SERVICES and they have gotten me off about a half dozen tickets in the past 3 years (all tickets were 'withdrawn' or cases 'dismissed'), and POINTTS got me off another one I got out of town, I had to make a $200 'charitable donation' (on top of the $300 fee) for that one though, not sure where it went cause they told me to leave the money order blank!

Total I've spent about $2000 the past 3 years but I figure I've saved about 3 times that at least in potential insurance increases.

Remember, you are not 'guilty' until a judge says you are.

So at the end of the day, I've got a perfect record and pay less than $100 month for insurance on an $80k SUV.

Definately worth hiring professionals to fight your tickets IMO.

Hmmm....outta curiosity, where do you live?