Thanks for a great posting, Rigel. I really appreciate your tips. They may seem like common sense to most folks, but when you are just learning to have a separate identity from your "real life" one, old habits can die hard, and it's hard to think of everything.
I don't understand why any SP would give a negative comment in this thread (sorry Jess and Twinkle; you both know me and know I'm not putting you down... I am disagreeing with you, but I respect you both!). You may decide that Rigel's advice doesn't apply to you, and I respect that and I'm glad you consider yourself safe. But please, don't give someone a hard time for giving good and valuable advice.