Need some guidance

[RustedWalleye]

So far this year, VDY has appreciated ~22% with a ~1.7% (pro rated for the year) dividend. My TFSA is all VDY. My RRSP and non registered investment accounts have turned to sh*t due to geopolitical and the US Fed.

Last year VDY returned 30%, maybe by the end of this year it will return ~40%. Those are ponzi scheme level returns from a relatively safe and somewhat diversified ETF.

VDY funds my SP addiction monthly lol

 

[angrymime666]

you can fill out your TFSA and RRSP for the years you have missed do this first

Google MY ACCOUNT and open account with CRA they will tell you how much $ you can put in

I would be extremely cautious using CRA figures for tfsa limits as they are know to be inaccurate and there have been issues and penalties when over contributions are made. Over contribution is penalized at 1% a month.