Amber...he's not listening to you. It was very clear what you wrote. HE DOESN'T CARE. It's fucking depressing.
Hold your head up. There are still some of us that aren't completely selfish.
OK, so, let's say bank allows me (a landlord) to postpone 4 mortgage payments ($8,000 total) and I allow my tenant to postpone 4 month rent ($8,000 total). In 4 month my payments to bank will resume and I will eventually pay everything back. In 4 month Amber (my tenant) will own me $8000 and, as she just said, she lives "paycheck to paycheck", i.e., does not even have $500 in her bank account, no assets to sell (if she had any, she does not need help with rent, right?). What prevents her from simply leaving and without paying. It is not like I can garnish her "wages", and, as we agreed, she has no assets. I am sorry, but freezing mortgage payments are not equivalent to postponing rent: the "default" risk is not the same.
C'mon guys, we are only 1 week into lock-down. A person does not need more than $500 per month for food and basic hygiene and it will be virtually impossible to evict any non-paying tenant during the state of emergency. Do anyone here believe that there is a single non drug-addicted SP that does not have at least $1000 in cash and/or enough assets (gold, car, etc) that they can pawn to raise money for food for at least a few month?
