Evelopeless ATM's

[Darts]

WARNING: Rant ahead.

I hate these envelopless ATMS's. Too often, they reject my neatly written cheques and/or actual paper money money.

 

[trm]

I agree. I don't trust them. I know where the old type ones are in my neighborhood and use them.

 

[Darts]

I agree. I don't trust them. I know where the old type ones are in my neighborhood and use them.

It happens too often that I have to stand in front of the dumb ATM and punch in the dollar amount on the cheque. Yesterday, the ATM didn't even recognize a Canadian $5 bill. Wouldn't surprise me if these envelopeless ATM's actually provide slower and less efficient service in an average month than the oldies.

 

[danmand]

Really, I have never had a problem.

 

[explorerzip]

I've also never had a problem with the envelope free machines, though I'll not depositing checks or paper money that often.

Most banks let you deposit checks by taking a picture of it with their mobile app.

 

[MissCroft]

I agree. They should still have the envelopes as an option. You can probably ask for a bunch of envelopes at the teller.

 

[farquhar]

I agree. They should still have the envelopes as an option. You can probably ask for a bunch of envelopes at the teller.

Those little envelopes the Teller gives you are meant to stuff small amounts of cash discreetly in; and I then give those envelopes to my date prior to the commencement of services!

Those envelopes can't be used in the ATM.

 

[Jasmine Raine]

Never had an issue. However cheque's I do by photo deposit via the apps all banks have available now.

As for putting cash, only had issues a couple of time where they didn't accept one of the bills out of the bunch. Put it is never off the count. And I like that you can choose your money denominations with the new machines.

 

[Ceiling Cat]

The old envelope type machines require a person to open every envelope and manually do the transaction. The new envelopeless system eliminates human interaction and saves the bank money. We will not be going back to the old system.

 

[Darts]

Maybe I should type instead of handwrite my cheques. If a computer can recognize my voice why can't it recognize my handwriting?

 

[Goodoer]

I've never had an issue with a TD Machine on cheques or cash. The most cash I've ever physically stuffed in was $5K - 50 x $100 bills. The machine gave me a high-five and spelled out "P I M P" on the screen.

 

[LickingG2]

It happens too often that I have to stand in front of the dumb ATM and punch in the dollar amount on the cheque. Yesterday, the ATM didn't even recognize a Canadian $5 bill. Wouldn't surprise me if these envelopeless ATM's actually provide slower and less efficient service in an average month than the oldies.

Try TD bank machines. They use envelopes, they read the cheque amount automatically and give a receipt with a photocopy of the deposited cheque.

 

[Smallcock]

However cheque's I do by photo deposit via the apps all banks have available now.

Yeah i just use my phone to deposit cheques.

 

[Robert Mugabe]

Only problem I run into is depositing coins. Have to use a nail file go jam them into the slot.

 

[shack]

Never had a problem.

 

[Darts]

Yeah i just use my phone to deposit cheques.

Yes, so anyone who does a lot of cash business (guess which industry) will still need to use an ATM or a live teller if they can find one.

 

[farquhar]

Yes, so anyone who does a lot of cash business (guess which industry) will still need to use an ATM or a live teller if they can find one.

CIBC has pulled Tellers out of 25% of its branches and made them "Advice Based"; the other Banks are following suit; Banks don't want to pay Tellers anymore; they want customers to perform the transactions using Self-Serve Options.

Now with this virus going on; if you go to your Branch during the day, (if the Branch has not been closed and is still being staffed), the entrance to the lobby is locked. You have to tell them what you want to do before they let you in; and if all you are doing is depositing cash, they will tell you to use the ATM.

At least the new ATMs without the envelope do not apply Holds to Cash Deposits; the old ones did; as you would have plenty of jackasses who thought they would be clever and stuff an empty envelope into the machine to create a false credit balance, and then withdraw cash. That type of fraud has now been eliminated.

 

[explorerzip]

Try TD bank machines. They use envelopes, they read the cheque amount automatically and give a receipt with a photocopy of the deposited cheque.

TD has been switching over to the envelope free machines for quite some time. You might find some of the machines with envelopes at the older branches though. The machine would not be able to accept envelopes if it is going to send you a check image automatically.

 

[explorerzip]

Only problem I run into is depositing coins. Have to use a nail file go jam them into the slot.

TD had coin counting machines for a few years in some of their branches, but pulled them after a lot of complaints that they didn't work properly.

 

[farquhar]

TD had coin counting machines for a few years in some of their branches, but pulled them after a lot of complaints that they didn't work properly.

Yeah; that's because it was demonstrated the coin counting machines were consistently short-counting the customers.