What to invest in now?

[stinkynuts]

I have a large amount of money coming in from a sale of a house. I normally would invest in index funds, but the Dow, Nasdaq and S&P are at all time highs and I fear they will crash (they have almost doubled in one year).

What would be a good place to invest in? Any particular stocks, or sectors? I am thinking of putting some into NCLH (Norwegian Cruise LInes) since they were hit hard by COVID and with vaccination and COVID going away, they are sure to rebound.

Ideally I would like to invest in tings that are not correleated with the index funds. That way, once the index funds crash, I can take the investments and put them into the index funds, and hope for them to go back up again.

 

[glamphotographer]

Often people move money into Gold if they feel a crash is coming. Personally, I don't see a market crash happening for at least 10 years. My US ETF gave me %21 returns last 12 months. There may be some downturns but I invest for the long term.

 

[Varoufakis]

Or inflation...
Gold is tricky ...
People like to think of it as an inflation hedge.... but it is not that simple. Gold moves opposite to real yields = bond yields - inflation
.

 

[WULA]

IF you see the markets over-valued and money printing causing inflation, gold is not the best place to preserve your purchasing power. It is just a good place.

The best places to consider are oil, copper and agriculture.

They have all moved already, but there is lots and lots more room on the upside.

And IF you are more comfortable with index funds, they all have ETFs.

 

[fall]

I have a large amount of money coming in from a sale of a house. I normally would invest in index funds, but the Dow, Nasdaq and S&P are at all time highs and I fear they will crash (they have almost doubled in one year).

What would be a good place to invest in? Any particular stocks, or sectors? I am thinking of putting some into NCLH (Norwegian Cruise LInes) since they were hit hard by COVID and with vaccination and COVID going away, they are sure to rebound.

Ideally I would like to invest in tings that are not correleated with the index funds. That way, once the index funds crash, I can take the investments and put them into the index funds, and hope for them to go back up again.

Kind of a silly question. If index fund is overvalued, so are many of the stock and industry funds. Picking anything except for an index fund is just adding additional risk to your investment. If you are not afraid of high inflation and afraid to invest in the market - bite the 2% inflation bullet and keep cash. If you are afraid of inflation - buy the market index and, maybe, some investment commodities like gold. Or just slowly enter the market $50K a month for the next two years. Just avoid buying any individual stocks or industry funds and long-term bonds.

 

[Varoufakis]

3 Ethereum ETFs have been approved in Canada April 20.
I would put some of my $ in Ethereum, my preference ETHH.
Forget BTC, Ethereum is the real deal. Below are the 3 ETFs.

ETHH	PURPOSE ETHER ETF
ETHX/B	CI GALAXY ETHEREUM ETF
ETHQ	3IQ COINSHARES ETHER ETF

 

[Varoufakis]

Kind of a silly question. If index fund is overvalued, so are many of the stock and industry funds. Picking anything except for an index fund is just adding additional risk to your investment. If you are not afraid of high inflation and afraid to invest in the market - bite the 2% inflation bullet and keep cash. If you are afraid of inflation - buy the market index and, maybe, some investment commodities like gold. Or just slowly enter the market $50K a month for the next two years. Just avoid buying any individual stocks or industry funds and long-term bonds.

Not a silly question.
It comes down to picking the right sector while the market index covers them all in proportions that depend on the market index.
If inflation and rate on the way up cyclical sectors and value stocks are what would work.
Example of cyclicals: Financials, Energy, Materials, Industrials...
Inflation will impact commodities. Look where the cooper is.
Rates going up good for financials, wider interest margin...

 

[sprite09]

I have a large amount of money coming in from a sale of a house. I normally would invest in index funds, but the Dow, Nasdaq and S&P are at all time highs and I fear they will crash (they have almost doubled in one year).

What would be a good place to invest in? Any particular stocks, or sectors? I am thinking of putting some into NCLH (Norwegian Cruise LInes) since they were hit hard by COVID and with vaccination and COVID going away, they are sure to rebound.

Ideally I would like to invest in tings that are not correleated with the index funds. That way, once the index funds crash, I can take the investments and put them into the index funds, and hope for them to go back up again.

cryptocurrency

 

[sprite09]

I have a large amount of money coming in from a sale of a house. I normally would invest in index funds, but the Dow, Nasdaq and S&P are at all time highs and I fear they will crash (they have almost doubled in one year).

What would be a good place to invest in? Any particular stocks, or sectors? I am thinking of putting some into NCLH (Norwegian Cruise LInes) since they were hit hard by COVID and with vaccination and COVID going away, they are sure to rebound.

Ideally I would like to invest in tings that are not correleated with the index funds. That way, once the index funds crash, I can take the investments and put them into the index funds, and hope for them to go back up again.

but you seem conservative ...so ...defensive stocks

 

[Scopez]

Just buy and hold AAPL

 

[fantasiafan]

I have a large amount of money coming in from a sale of a house. I normally would invest in index funds, but the Dow, Nasdaq and S&P are at all time highs and I fear they will crash (they have almost doubled in one year).

What would be a good place to invest in? Any particular stocks, or sectors? I am thinking of putting some into NCLH (Norwegian Cruise LInes) since they were hit hard by COVID and with vaccination and COVID going away, they are sure to rebound.

Ideally I would like to invest in tings that are not correleated with the index funds. That way, once the index funds crash, I can take the investments and put them into the index funds, and hope for them to go back up again.

Honestly, Id put it in crypto, specifically into Cardano.

Cardano is the 5th largest crypto by market cap, a great price now, and the much anticipated crypto event of the year is the Alonzo mainnet on Cardano going live around August/ September.

If youre looking for short gains, this play could possibly 3x your investment by September, but hodl longer and you 5x or 10x your return.

If your as confident as F7 Ventures who recently withdrew $750 million from bitcoin and put into Cardano because they feel it has the potential to 20x-30x long term, then hodl long.

Cardano/ADA is only around $1.50ish usd right now, and if you stake it, you'd be earning 5% apy each epoch or every 5 days, which is compounding.

Good luck

 

[NotADcotor]

Honestly, Id put it in crypto, specifically into Cardano.

I think dutch tulip bulbs are due for another run.

 

[fantasiafan]

I think dutch tulip bulbs are due for another run.

lol, point taken, however, its still early adoption time, not quite the mania or height yet of those fine ass flowers, before the burst.

And everything thats anything is moving to blockchain, so a slight advantage over, say, petals.

 

[NotADcotor]

lol, point taken, however, its still early adoption time, not quite the mania or height yet of those fine ass flowers, before the burst.

And everything thats anything is moving to blockchain, so a slight advantage over, say, petals.

Well at least you get the reference. I had this exact same conversation with a financial planner who was keen on bitcoin and she had no idea what I was talking about. So Noice! Funny story, she was talking down to me, ended up buying one of the smaller cryptos at the 2017 peak and except for a few minutes recently it's been heavily under water the whole time.

I used to say bitcoin et al were only of use to criminals and hard money types who need to virtue signal and lets face it, gold much like fetch never did become a thing.
Then the government somehow got most of that money back from the criminals who hacked the pipeline so we don't even have that.

I don't know about other uses of the technology but I just don't see any added advantage to cryptocurrency to actual cash.

However what do I know, I once bet on the Washington Generals and the Montreal Maroons figuring they were due. [Still think the Maroons or the Wanderers have a better chance than the Canadiens, been disappointed too much] but that's another story.

Still trying to make fetch a thing.

 

[Butler1000]

Well at least you get the reference. I had this exact same conversation with a financial planner who was keen on bitcoin and she had no idea what I was talking about. So Noice! Funny story, she was talking down to me, ended up buying one of the smaller cryptos at the 2017 peak and except for a few minutes recently it's been heavily under water the whole time.

I used to say bitcoin et al were only of use to criminals and hard money types who need to virtue signal and lets face it, gold much like fetch never did become a thing.
Then the government somehow got most of that money back from the criminals who hacked the pipeline so we don't even have that.

I don't know about other uses of the technology but I just don't see any added advantage to cryptocurrency to actual cash.

However what do I know, I once bet on the Washington Generals and the Montreal Maroons figuring they were due. [Still think the Maroons or the Wanderers have a better chance than the Canadiens, been disappointed too much] but that's another story.

Still trying to make fetch a thing.

You need to look up Cardano and Smart Contracts. Blockchain is going to change the way finances and information storage is done everywhere. Your idea of what it is is two generations behind now.

 

[jeff2]

If you think inflation is going to go up, a Canadian index fund will be fine. The Canadian market has a much higher weighting of commodity producers compared to say the S & P 500. These are usually lousy long term bets as they are capital intensive businesses. They do occasionally have their moments in the sun, but excellent managers such as Mawer avoid them. They may invest in companies that supply them though. Also, even if management is spectacular, if the price of the commodity collapses you are left holding the bag. On the other hand, the Canadian index also has a bunch of government protected oligopolies. Think of the banks ,telcos, and railways.

If you think everything is going to crash, then the Canadian dollar will turn into the Canadian peso as usual. So, you will want to be in U.S. dollars in that case.

 

[fantasiafan]

On a side note, a Canadian crash - housing or otherwise - seems most plausible if for the only reason the banks stand the most to gain through bailouts. Have u seen the numbers at JP, Goldman, Chase and BoA since 2008?

I bet Canadian banks are salivating over it; screw everyone and anyone else, theres no way the country could function without them.

And again, before you all start saying no, wont happen, thats exactly what they said in '08. You dont think the banks down south knew it was coming?

Lol, have fun with this.

 

[waynec]

On a side note, a Canadian crash - housing or otherwise - seems most plausible if for the only reason the banks stand the most to gain through bailouts. Have u seen the numbers at JP, Goldman, Chase and BoA since 2008?

I bet Canadian banks are salivating over it; screw everyone and anyone else, theres no way the country could function without them.

And again, before you all start saying no, wont happen, thats exactly what they said in '08. You dont think the banks down south knew it was coming?

Lol, have fun with this.

A Canadian housing crash has been talked about for over 15 years and has not happened. with household balance sheet improvement due to the pandemic, i dont see this happening in the next couple of years. i am looking to get back into the stock market as my debt has vanished and looking to take on more risk, but will not touch cryto. any suggestions for a 50k investment into the markets?

 

[sprite09]

A Canadian housing crash has been talked about for over 15 years and has not happened. with household balance sheet improvement due to the pandemic, i dont see this happening in the next couple of years. i am looking to get back into the stock market as my debt has vanished and looking to take on more risk, but will not touch cryto. any suggestions for a 50k investment into the markets?

just buy the s&p 500 index... over the long run, it wins...

 

[sprite09]

On a side note, a Canadian crash - housing or otherwise - seems most plausible if for the only reason the banks stand the most to gain through bailouts. Have u seen the numbers at JP, Goldman, Chase and BoA since 2008?

I bet Canadian banks are salivating over it; screw everyone and anyone else, theres no way the country could function without them.

And again, before you all start saying no, wont happen, thats exactly what they said in '08. You dont think the banks down south knew it was coming?

Lol, have fun with this.

unlikely... there's a clear difference between what happened in the US vs what's happening in places like Toronto, Vancouver, etc...