How to make more money and retire early??

[LKD]

... stop spending money on SP's

hahaha recently i've been trying to think where a lot of my hard earned money went... uni education, multiple vacations around the world, spending on finer things in life, good restaurants, electronics etc and all didn't add up... then it dawned on me a LOT of it is spent on SPs.. I can think of multiple occasions when i spend $500 to $600 / day in a couple of hours ... I stopped hobbying .. been over a year now. Its so much easier to get free pussy I realized xD

 

[lenny2]

Actually only gave me about 10%. so not EVERYTHING.

It is a twin Diesel not a sail boat.

Some people probably remember my picture it was attached to my nick in PMs. I negotiated bookings on video MSN so a few have even heard my voice and seen me live.

Well, 10% of a billion is still 100 million. I wouldn't be crying. Do you think
Tiger Woods' wife is.

I knew it's not a sailboat.

Even if a woman was the perfect SP of my dreams, i think i'd get bored of her
and want variety, since there are a lot of very stunning women out there. And
as i like variety, which is the spice of life, and no two women even perform the
same way when it cums to something as simple as a BJ, or DFK, DATO, etc

I guess Mr Billionare worries too much about STIs, or being robbed, kidnapped,
etc, or doesn't have many sex fantasies or much of a sex drive. How old is he?

And how hot are you - can you describe yourself, age, body, hair (blond) etc?
Are you as stunning as Marilyn Monroe or Angelina Jolie?

Personaly i'd prefer these (and many others) over them:

http://www.finehub.com/gallery/francine-dee-2/e536790267fd141c5043952296667406/index.html?17x6x76432

http://xhamster.com/movies/1281626/cock_amp_love_n15.html

http://xhamster.com/movies/205978/b..._blonde_teen_sucking_fucking_and_creamed.html

http://xhamster.com/movies/1119089/hot_cam_girl_with_huge_tits.html

 

[Mr_East]

Never buy anything that could feed a small African country for more than a month. They're not going to bury you with your shit when you die. Invest in experiences, not objects. They don't have to cost money, unless you're terribly hard to please, in which case nothing can help you.

I like the way you think Lola!!!

 

[msog87]

Hi everyone. I was reading the "what would you do with 2 million in the bank" thread and I notice there're many intelligent and wealthy members on here. I'm just wondering if you'd like to share your ideas, success stories and strategies (for men) on how to make more money and retire early?? Eg. Is starting a successful business the only way to become wealthy early on?? There must be some other ways.

wealth comes from savings and production, you have to live beneath your means. read rich dad poor dad for starters, its a great book that will teach you the basics. its the best selling personal finance book of all time for a reason

 

[xo888]

wealth comes from savings and production, you have to live beneath your means. read rich dad poor dad for starters, its a great book that will teach you the basics. its the best selling personal finance book of all time for a reason

Actually, I read a few rich dad poor dad books. In Cashflow Quadrant, he talks about the ESBI path. You go from Employee to Self-Employed to Business Owner to Investor. According to him, starting a business is the way to build massive wealth. So, do you have any lucrative business ideas?

 

[Phil C. McNasty]

You can use The Law of Attraction to make lots of money

 

[mrsCALoki]

Well, 10% of a billion is still 100 million. I wouldn't be crying.

He is not a billionaire.

Even if a woman was the perfect SP of my dreams, i think i'd get bored of her
and want variety, since there are a lot of very stunning women out there. And
as i like variety, which is the spice of life,

I guess Mr Billionare worries too much about STIs, or being robbed, kidnapped,
etc, or doesn't have many sex fantasies or much of a sex drive.

I doubt he has many sex fantasies he did not satisfy before he met me. The only one I know of is having sex on a Dream Liner. We just need one going on a route we like and we can fix that . His sex drive is down since we met, but twice a day is all I need.

How old is he?

And how hot are you - can you describe yourself, age, body, hair (blond) etc?
Are you as stunning as Marilyn Monroe or Angelina Jolie?

None of those questions are going to be answered.

 

[GG2]

If your husband is wealthy, he still hobbies on the side. Nobody gives it up once they've started. Maybe a lot less than before you met him though. How often do you drain his old tired balls?

 

[xo888]

@mrsCALoki: I'm just curious. How did your husband build his wealth? I'd love to hear his success stories.

 

[Mencken]

option 1: get a government job, even when you're 90 you'll still be getting 70% of your cost of living adjusted last pay check and you can retire at 52.
option 2: outlive your savings, enjoy destitution,

Slight exageration...70% of the average over the last 5 years...only if you work 35 years. If you retire at 52 (with 25 years service for example) you would be penalized and get something less than 50% of your best 5 year average. And on a civil servant wage that would not be a great retirement.

 

[bbqt61]

Network marketing!

 

[mykonos]

Still better than 0% which is exactly what most non-public-sector workers are getting. Further, "civil servant wages" are quite above average. Some starting after college at 22 will be able to get, at 57, 70% of their pay, cost of living adjusted, even when they are 90. Private sector Joe on that other hand will be getting a nice round $ZERO every month.

Slight exageration...70% of the average over the last 5 years...only if you work 35 years. If you retire at 52 (with 25 years service for example) you would be penalized and get something less than 50% of your best 5 year average. And on a civil servant wage that would not be a great retirement.

 

[mrcheeks]

Slight exageration...70% of the average over the last 5 years...only if you work 35 years. If you retire at 52 (with 25 years service for example) you would be penalized and get something less than 50% of your best 5 year average. And on a civil servant wage that would not be a great retirement.

Also keep in mind most public sector employees have to pay $200/month and up in their working years to be eligible for the pension. Its not like they get it 100% free.

 

[mrsCALoki]

@mrsCALoki: I'm just curious. How did your husband build his wealth? I'd love to hear his success stories.

I was not around to see. In general I guess I know. He had a rule as a teenager that 25% of what he earned went into savings / investments. When he he got his first real job he would add part of every raise to the savings. He was a prof and then left that to work in industry. He jumped around a lot and each time he got a huge raise. Once he hit the 'C' level a big part of the bonus and stock options. His first wife was a department head and also brought in money. They did not have kids and adopted only one. Kids are expensive. When he stopped travelling he taught part time and invested all that money. Even an average MBA grad from a good school has an average life time ea income over $3 million. I do not know how much LL made, but I do know he must have saved at least 30 or 40 %.

In the 70s through 90s he mostly invested in stock and real estate. He also switched between US and Canadian and rode the rise and fall of your dollar. In the early 2000s he invested the bulk in gold (except for a bath tub full of shares in a couple of companies. Gold is all gone now except for a couple of dozen coins that are more of a collection than an investment. One of each type thing. He gets excited when he gets over 500% return on an investment. I cannot imagine what he will be like if he ever has a year where he does not get at least 100%.


In general I guess he practised what he preaches:

1) Figure out where and what people will be buying in the future and be there first to sell it to them.
2) Never be part of the herd. The herd gets mediocre return on money.
3) Never fall in love with an investment. Look at it every day and determine if you should be keeping it.
4) Never get greedy. Take you profit and run. Do not try for the last 5 or 10%.
5) If investment gurus and counsellors knew what they were doing they would be rich.
6) Have a yearly report card on how you are doing. Keep them and compare year over year.
7) Invest in trends, not in spots prices.
8) Making money requires work. (Now that he is retired he still spends 4 or 5 hours most days studying trends.)
9) Be careful of the schemes / never underestimate the stupidity of politicians / the average investor is average / think things through for yourself.
10) Condos are just boxes of air not real-estate. Selling air can be profitable until the suckers catch on.

His advice to me was to get my MBA and a Phd in statistics so I could invest wisely.

 

[mrsCALoki]

If your husband is wealthy, he still hobbies on the side. Nobody gives it up once they've started. Maybe a lot less than before you met him though. How often do you drain his old tired balls?

If he does and I find out, he will become my ex-husband.

I guess it depends what we are doing. If we are rushing around and with people most of the day I guess we only make love once a day.

Most days once after breakfast and once in afternoon.

If it is a rainy or romantic day and we are home all day and I dress up kinky in the evening we might make love 3 times, but that is rare.

We both seem to be satisfied completely with our love making.

My mother told me to never let your man leave the house with any sperm in his body.

 

[great bear]

I was not around to see. In general I guess I know. He had a rule as a teenager that 25% of what he earned went into savings / investments. When he he got his first real job he would add part of every raise to the savings. He was a prof and then left that to work in industry. He jumped around a lot and each time he got a huge raise. Once he hit the 'C' level a big part of the bonus and stock options. His first wife was a department head and also brought in money. They did not have kids and adopted only one. Kids are expensive. When he stopped travelling he taught part time and invested all that money. Even an average MBA grad from a good school has an average life time ea income over $3 million. I do not know how much LL made, but I do know he must have saved at least 30 or 40 %.

In the 70s through 90s he mostly invested in stock and real estate. He also switched between US and Canadian and rode the rise and fall of your dollar. In the early 2000s he invested the bulk in gold (except for a bath tub full of shares in a couple of companies. Gold is all gone now except for a couple of dozen coins that are more of a collection than an investment. One of each type thing. He gets excited when he gets over 500% return on an investment. I cannot imagine what he will be like if he ever has a year where he does not get at least 100%.


In general I guess he practised what he preaches:

1) Figure out where and what people will be buying in the future and be there first to sell it to them.
2) Never be part of the herd. The herd gets mediocre return on money.
3) Never fall in love with an investment. Look at it every day and determine if you should be keeping it.
4) Never get greedy. Take you profit and run. Do not try for the last 5 or 10%.
5) If investment gurus and counsellors knew what they were doing they would be rich.
6) Have a yearly report card on how you are doing. Keep them and compare year over year.
7) Invest in trends, not in spots prices.
8) Making money requires work. (Now that he is retired he still spends 4 or 5 hours most days studying trends.)
9) Be careful of the schemes / never underestimate the stupidity of politicians / the average investor is average / think things through for yourself.
10) Condos are just boxes of air not real-estate. Selling air can be profitable until the suckers catch on.

His advice to me was to get my MBA and a Phd in statistics so I could invest wisely.

The never ending saga continues on and on and on and on and on.

 

[mrsCALoki]

The never ending saga continues on and on and on and on and on.

If you bother going back, you will see I was answering someone's questions. You do not even need to go that far back, it is on the top of the post you responded to .

 

[great bear]

If you bother going back, you will see I was answering someone's questions. You do not even need to go that far back, it is on the top of the post you responded to .

Its Ground Hog Day.

 

[mrsCALoki]

His advice to me was to get my MBA and a Phd in statistics so I could invest wisely.

I just got my second PM asking me why statistics, and it seems a lot simpler to answer here.

I guess at least partly so we can discuss things more easily. He taught post grad statistics and probabilities and his view of life is based on it. He even did a probability analysis of us working out. Nothing in our lives is a certainty, it is all probability.

From an investment point of view, nothing in life is certain. Everything has a probability of happening. Apple shares may go up, they may go down. They may hit $1,400 they may hit $40. To predict what will happen you can get a crystal ball, follow your gut, or use mathematics. In some thing your experience rapidly allows you to make a good solid gut feel decision. If you are betting your money on it, and you want to make the most money possible, it is wise to use structured tools like mathematics .

It also forces you to do your research to fill in the blanks and to not make emotional decisions.

So MBA provides the basic mathematical tools but more tools means more return on investment.

 

[mrsCALoki]

Its Ground Hog Day.

another clever one liner to drive up your post count?