I'm neither an investor nor did I stay at a Holiday Inn Express last night. If prices are at a 'peak' right now doesn't that imply their value is going to go down? Wouldn't it make more sense to buy in a valley?
I buy my gold and silver from these people www.bullionvault.com (Yes I know it is a referral link...). they only deal with Good Delivery Bars, or fractions as low as 1 gr thereof, so your investment remains secure in a vault in London, New York or Zurich. Commissions are low, Vaulting and insurance fees are low, transactiona and custmer service turnaround is fast and I find them extremely pleasant and easy to deal with.
I am certainly no expert but i haven't seen any real valley's over the past couple years. I have a few 100 ounce silver bars in a saftey deposit box. i bought it around 13/ounce. i figure buying more will average me at 28-30 an ounce and give me some growth potential if prices rise.