I was in a car accident and my car was a total write off, I have already settled with the insurance company, does anyone know the procedure of turning in licence plates to the ministry of transportation, do I have to turn them in? or do I keep them for my next car.
written off car
- Thread starter scouser1
- Start date
Yeah, the new rules indicate that the plates belong to you, not the car. As for needing new stickers, you only need a new sticker if the old one is destroyed or was damaged in the crash. In either case you're paid for the year so they will be replaced (I believe free of charge).
Something you might want to do, and this depends on how badly damaged your car was, but you do have the option of buying your wreck from the insurance company. Then you can get it fixed.
Often insurance companies will write off a car if the cost of repair is over 60% of the value of the vehicle. It also depends on what your vehicle is worth and what they paid you for it.
I knew someone who had a 2 yr old car, they wrote it off, he had 100% replacement value coverage, he bought the wreck, had it repaired for 50% of what the insurance paid him and came out with a fully repaired car, AND about 8 grand in his pocket....
Something you might want to do, and this depends on how badly damaged your car was, but you do have the option of buying your wreck from the insurance company. Then you can get it fixed.
Often insurance companies will write off a car if the cost of repair is over 60% of the value of the vehicle. It also depends on what your vehicle is worth and what they paid you for it.
I knew someone who had a 2 yr old car, they wrote it off, he had 100% replacement value coverage, he bought the wreck, had it repaired for 50% of what the insurance paid him and came out with a fully repaired car, AND about 8 grand in his pocket....
The ministry will refund the unused portion of the plates, less an admin fee.It used to be $5.00, but they have changed it some. I know for the commercial plates they will give you a credit note which can be applied against a future plate transaction.
Grr but if he's getting a new car, he will need the plates and stickers for that one....so why go to the bother turning them in when he will need more in oh, 2 days?
goodtime
Travelaholic
The bonus: Car with a weak frame, excellent protection when face with another accident.scouser1 said:
goodtime said:The bonus: Car with a weak frame, excellent protection when face with another accident.
Well goodtime, that just goes to show you how much you don't know about cars, his corrolla doesn't HAVE a frame. It is called unibody where the body panels make up the back bone of the vehicle. If you replace all the damaged parts then you have effectively replaced any weakened parts.
Now many unibody vehicles have what also is know as a "front clip" which is consists of frame members that support the engine and drive train. This was used extensively in the 60's with mustangs and camaros and a lot of other GM e body cars. Very few vehicles today (other than trucks) use a body on frame design. It is heavy, costly, and expensive to manufacture.
Another thing to consider is the fact that if one DOES have to repair a frame by welding it back together after straightening, the welds (if done properly) will actually be stronger than the surrounding steel. I've seen instances where someone has arc welded two pieces of steel together and the steel itself failed but the weld remained intact.
goodtime
Travelaholic
You must be a used car saleman.tboy said:
What dent? That's just lighting. Mileage rollback, no such thing...No insurance company would knowingly insure a once written-off car. GT had close affiliation with underwriters long ago. One of the purpose for the Ontario used car packet is to keep written-off wrecks from re-entering the market.
Someone better stop the auto assembly lines, as post production welds can outperform the robots. You're correct, arc weld IF done properly, are stronger. The trick, is it repeatable? very few good welder can consistently do that. I'm no grease monkey, messed around with welding gear long ago, few body shop buddies & around enough wrecks (not mine).
I find the picture odd. Someone who is willing to risk their life driving a wreck willing to spent bucks at a good body shop to put the moving death trap back into shipshape.
gt: You're correct but only partially, one of the reasons the used car packet was introduced wasn't to prevent written off vehicles from re-entering the market, it was to prevent people from unknowingly purchasing the vehicles. That is the key......
If done correctly, a written off vehicle is just as safe as any other. Replacing damaged parts with new is no different than when the vehicle was first produced.
As for post production welds outperforming robots. Well, I never said that. But any certified welder will tell you that if he does one weld correctly, he will do ALL his welds correctly. Hence that is why he is certified. As for very few welders doing that consistantly, well, hate to burst your bubble but if that is the case, all our highrises should be condemned because EVERY ONE of those welds HAS to be perfect. Same as all the pressure vessels. Hell, every propane tank or rail car, truck chassis etc HAS to be perfect. BTW: consistantly perfect welds are NOT that hard to do....
As for rolling death traps: That is why we have the certification process. The vehicles are inspected to insure they are safe. Now I will give you the fact that there are many dishonest mechanics around that will certify a vehicle that doesn't deserve it, thankfully anyone with any common sense wouldn't have their vehicle inspected by one of these.
Just to clarify: I personally wouldn't buy a vehicle from someone else, that was written off. However, if I took the wreck to my mechanic/body shop, was involved in every step of the restoration, then I would do so, with no reservations.
If done correctly, a written off vehicle is just as safe as any other. Replacing damaged parts with new is no different than when the vehicle was first produced.
As for post production welds outperforming robots. Well, I never said that. But any certified welder will tell you that if he does one weld correctly, he will do ALL his welds correctly. Hence that is why he is certified. As for very few welders doing that consistantly, well, hate to burst your bubble but if that is the case, all our highrises should be condemned because EVERY ONE of those welds HAS to be perfect. Same as all the pressure vessels. Hell, every propane tank or rail car, truck chassis etc HAS to be perfect. BTW: consistantly perfect welds are NOT that hard to do....
As for rolling death traps: That is why we have the certification process. The vehicles are inspected to insure they are safe. Now I will give you the fact that there are many dishonest mechanics around that will certify a vehicle that doesn't deserve it, thankfully anyone with any common sense wouldn't have their vehicle inspected by one of these.
Just to clarify: I personally wouldn't buy a vehicle from someone else, that was written off. However, if I took the wreck to my mechanic/body shop, was involved in every step of the restoration, then I would do so, with no reservations.
goodtime
Travelaholic
Hm, perfect handy work? Everyone make mistakes, some will cut corners. It's just how much off 'true'. If all workmanship are up to spec, inspectors would be out of work. Good welds are not hard to do. 'Perfect' welds are harder to repeat. I done my share of weld back in the days.tboy said:
I really doubt someone interested in making $$$ from the write-off would spend bucks on OEM parts to make it 'sound'.
The Cert. process is a joke. You don't need to have 'sound' brakes or even an engine to pass the cert.
