I have thought about your question, and mulled it over. I wanted to give it a detailed response in regards to my own morals and ethics about the institution of marriage. Mine didn't last long, only about 2 yrs. We were only together for about 4 of them total. I would say that I should have never married her. The whole thing crashed and burned when her drinking took a turn for the worse and I had to leave. I look back at that time with the wild sex we used to have and it definatly wasn't worth losing everything in the divorce. I mean everything. I walked out of there with a kitchen table and that was about it. My experience with the courts and lawyers is "take the man to the cleaners". Hardly fair or equitable. My biggest sigh of relief is that we didn't have kids together. That would have tied that crazy bitch to me forever.
I am much happier now and as soon as you say "I do" you will be responsible for ALL of her. Including her outstanding student loans and drinking problem.
Have kids out of wedlock, take care of them, treat them right and try to find the least craziest woman in your life to do it with. But with the way the social climate is for the past 34 yrs? "I do" means "I am a walking ATM"