Vaughan Spa

Sim swapping epidemic

stinkynuts

Super
Jan 4, 2005
8,019
2,441
113

This is now extremely common and there are so many people who have lost everything.

Scammers have access to all your personal information, and can very easily convince the phone company ti register your phone number to their phone. Once that happens l, they change login credentials and have access to your bank because a confirmation code is sent to your phone number, which the scammer now is in control of.
 

Jubee

Well-known member
May 29, 2016
4,499
1,908
113
Ontario
Yep. It's gonna happen more and more, it's like they want us without any wealth or money, but you'll be happy.
 

Jubee

Well-known member
May 29, 2016
4,499
1,908
113
Ontario

This is now extremely common and there are so many people who have lost everything.

Scammers have access to all your personal information, and can very easily convince the phone company ti register your phone number to their phone. Once that happens l, they change login credentials and have access to your bank because a confirmation code is sent to your phone number, which the scammer now is in control of.
Isn't there a way for 2FA, a keyword or phrase or anything like that to help prevent it?
 
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xix

Time Zone Traveller
Jul 27, 2002
4,269
1,455
113
La la land
What if the cell phone didn't have your Banking info at all, would that help?

Or can you use pay as you go cc on the cell phone?

I don't keep any personal info on the cell, not even the banking app which STUPID BANK PEOPLE AND others keeps asking me to do so. I AM a SS.
 

HEYHEY

Well-known member
Nov 25, 2005
2,551
683
113
This almost happened to me, here is what you can do to prevent it.


"Ask your service provider about additional security controls which can be placed on your account such as adding a PIN, a passcode, or port lock. A port lock can prevent your phone from being ported unless you can verify your identity in person. These steps will help prevent unauthorized parties from being able to access or move your cellular phone services."
 
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HEYHEY

Well-known member
Nov 25, 2005
2,551
683
113
What if the cell phone didn't have your Banking info at all, would that help?

Or can you use pay as you go cc on the cell phone?

I don't keep any personal info on the cell, not even the banking app which STUPID BANK PEOPLE AND others keeps asking me to do so. I AM a SS.
You're missing the point of the sim swap.
Scammers get your password to your bank account, email, paypal etc...but a lot of places have two step authentication, where they send a text to your phone number associated with the account you're trying to log into. If they can get your phone number then that verification goes to them and with your password they can log in.
 
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Butler1000

Well-known member
Oct 31, 2011
30,833
5,001
113
The simple solution to most of these problems is

DON'T USE PUBLIC WIFI, ESPECIALLY POP UP WIFI AT LARGE EVENTS.

Hackers add their own in, and siphon info. It's how that famous celebrity hack occured for nudes photos.

Use your own data. It's cheap now. I get 100 gb for 65, and that includes my phone payment. I only use my personal wifi, and my secured work wifi.

And btw your phone updates constantly, especially Iphones, to the cloud, taking pictures etc can cause this. So update your settings to not do auto updates.
 

OpXXX

New member
Nov 21, 2023
18
16
3
Midtown
Isn't there a way for 2FA, a keyword or phrase or anything like that to help prevent it?
This is the problem. SMS is being used as 2FA when it should be something like an actual authenticator app or hardware key (Yubico). I'm not sure what Canadian banks provide an option for 2FA other than SMS. Passphrase for your online accounts is a must. A password became useless a decade ago.
 
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