Progressive Auto Insurance

JEFF247

New member
Feb 23, 2004
1,816
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Finger Lakes, NY
www.xxxand.us
Anyone had GOOD or bad experience with them? I was hit by one of their insured ( I have Geico). Clearly the other guys fault and he was ticketed. I am not reading good things about Progressive. Think I'll be paid in a timely manner? Thanks.

PS-Even though the car was insured the driver was not the owner.
 
You haven't said where you are, or where the accident occurred. In Ontario your insurer pays you, then collects from the other company based on an industry agreed method of determining at-fault from the police report. But your agent's likely already told you a more accurate version of this, or the local equivalent.
 
Syracuse, NY

oldjones said:
You haven't said where you are, or where the accident occurred. In Ontario your insurer pays you, then collects from the other company based on an industry agreed method of determining at-fault from the police report. But your agent's likely already told you a more accurate version of this, or the local equivalent.

Syracuse, NY. Sounds like I am getting the run around already. They agree it's insured by them. But say they have to contact owner, blah, blah, blah.... I'm thinking, who cares. It's your car, get down here and look at it. Like you say, pretty much everyone knows what it will cost. I just want to end it and get on with my life!! Thanks.
 
This is slightly off point but be careful which company you use to insure your car, especially during these difficult economic times. Several years ago, my auto insurance company went bankrupt. Not only did I lose the premiums I paid but I was also left uninsured.
 
Ah well, what's straightforward when everything's in one legal jurisdiction can get quite messy when more than one's involved. At the very least your company and the other guys have to play by NY State rules for what business they do there. And where was the other guy insured?

These things obviously slow everything down, especially if the company has no local experience or agents. But your bottom line is what your policy says, and if it's that your company pays you, then it's appropriate to pressure them to do so.