Payment for services.
- Thread starter Hihoonthelilo
- Start date
You need to specify your concerns and situation, because they affect the answer.
eg. eTransfer through your online banking is perfectly secure and reliable. If you're cheating on a partner who shares access to your banking then that won't suit you.
eg. eTransfer through your online banking is perfectly secure and reliable. If you're cheating on a partner who shares access to your banking then that won't suit you.
As the saying goes, cash is king. Anything electronic can be traced, but I guess it really depends on what you're doing is going to attract attention.
You're presumably paying a provider, not selling drugs or nuclear secrets, so consider something as simple as PayPal. I think WeChat /WePay is another option. Bitcoin is another option, but I don't know how popular that is in Toronto (seems to be bigger among providers in Vancouver I've read)
OldNerd is right though, doing a transfer is kind of like handing over the money first, you could just be getting ripped off, unless you can get them to agree to get payment on meeting. Sending someone you've never met sight unseen is just asking for it.
You're presumably paying a provider, not selling drugs or nuclear secrets, so consider something as simple as PayPal. I think WeChat /WePay is another option. Bitcoin is another option, but I don't know how popular that is in Toronto (seems to be bigger among providers in Vancouver I've read)
OldNerd is right though, doing a transfer is kind of like handing over the money first, you could just be getting ripped off, unless you can get them to agree to get payment on meeting. Sending someone you've never met sight unseen is just asking for it.
Many -- probably most -- people won't accept Paypal, because it's very easy for the sender to unilaterally initiate and process a chargeback (should go without saying that if someone does this to an escort they're a rapist).
Bitcoin is a good suggestion, but I think only a small percentage of escorts are equipped & willing to accept it.
It's extremely difficult to get burned through eTransfers unless you're taking huge 'too good to be true' gambles. If you're sending money to someone with a Twitter presence, a website, Tryst listings, a TERB account, etc. prepayment is not a significant risk. I've sent well over 5K worth of deposits to at least a dozen different providers and there's never been even a hint of a problem, so I won't let people perpetuate the lie that it is an inherently risky way of conducting payments.
Bitcoin is a good suggestion, but I think only a small percentage of escorts are equipped & willing to accept it.
It's extremely difficult to get burned through eTransfers unless you're taking huge 'too good to be true' gambles. If you're sending money to someone with a Twitter presence, a website, Tryst listings, a TERB account, etc. prepayment is not a significant risk. I've sent well over 5K worth of deposits to at least a dozen different providers and there's never been even a hint of a problem, so I won't let people perpetuate the lie that it is an inherently risky way of conducting payments.
Yes, the concern is that, the account has shared access and cash withdrawals raise question. Any ways e-transfer would have been out of question because of traceability and tracking.
I see the problem with PayPal.
Is cashback a thing on retail transactions with a debit card here in Canada?
I am not setup for bit coin and I don't know how many providers will be either?
Gift cards are an option, but there is a surprising reluctance from providers to accept these. What gives?
(Edited for grammar.)
I see the problem with PayPal.
Is cashback a thing on retail transactions with a debit card here in Canada?
I am not setup for bit coin and I don't know how many providers will be either?
Gift cards are an option, but there is a surprising reluctance from providers to accept these. What gives?
(Edited for grammar.)
Well, would you accept your salary in Amazon gift cards? I don't find it surprising that many escorts turn down that option.
Occasionally someone will be down if they have a specific purchase coming up in their life (I've sent an Apple gift card as a deposit before) but it's highly dependent on the individual.
Prepaid credit cards are a thing, although I'm not sure if you can send them online. Venmo is another popular service, but it doesn't work outside of the US.
Are you trying to book with someone who needs a deposit, or are you just searching for general information? If it's the former, your best move is to simply ask the person what forms of payment she will accept. Although if you're flat-out unwilling to use eTransfer, and she's not interested in more restrictive alternatives, you'll have to come to grips with the possibility that there's no mutually workable solution.
Bitcoin is probably the best, though, unfortunately a lot of SW's in Toronto don't seem to use it. The numbers are going up, however, and its definitely been the easiest and most discreet method if you are working with someone who is set up for it.
See:
Cryptocurrency for Sex Workers and their Clients
An expanded guide to alleviate all your fears on using cryptocurrency!
medium.com
Ah, Kelly.
That is an awesome solution. What is the cost per transaction on something like square? Just for our edification.
Yes, I was talking about prepaid Visa and MasterCard options, which are as good as credit cards. Not store gift cards, which are definitely useless, even as regular gifts.
There is a 7.5% fees for loading the card, that is on me. Once the said amount is loaded on the card, there are no further fees. So if I load 200 on the card, the entire 200 can be used for purchases.
Looking for alternatives for cash, because cash has to be withdrawn from an account that is being watched and cash withdrawals can raise questions. The prepaid cards can be purchased through a credit card which is slightly better.
I like the idea of being charged by "square" or similar with a manually entered transaction. Simple and convenient for me and the provider gets cash in hand. It seems like a win-win and a third win for square.
I was talking about the risk to clients, but that's still good to know.Gibarian its very easy to report an e- transfer as fraudulent this has led to several providers I know having their bank accounts closed. I believe the OIC released a statement on this a few years ago. So to say it carries no risk for providers isn't factual.
For any provider reading this thread you can a square for free here:
Have a safe and happy weekend!!
Power your entire business | Square
Sell anywhere. Diversify revenue streams. Streamline operations. Manage your staff. Get paid faster. Sign up for Square today.squareup.com
I'm curious how someone reports their own voluntarily-initiated payment as fraudulent, though (I've never had to claw back an eTransfer payment for any reason, so I'm not sure how the resolution process goes).
Edit: Apparently you can't claw back a transfer. So I think you're talking about a slightly different, pervasive issue here, that of financial institutions targeting the accounts of sex workers. Since you're recommending Square I'm curious if you know whether or not they allow sex workers to be visible/open on the service. It would surprise me if they did! I've never seen any financial service that was progressive enough to maintain blanket tolerance of sex workers who wished to use it openly.
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I supposed one could claim that there account was compromised and money was sent without their consent.
However, if law enforcement ever got involved payment for sexual services rendered or not is illegal - so that should be a deterrent.
I found this article and the bank said pretty much go fuck yourself: https://www.cbc.ca/news/business/rbc-customer-out-of-pocket-after-e-transfer-fraud-1.5128114
I wonder if there are reported examples of banks actually clawing back a transfer. I haven't been able to find one.
I wouldn't exactly say I don't believe you, but under the right conditions I think you could reverse it.Gibarian its very easy to report an e- transfer as fraudulent this has led to several providers I know having their bank accounts closed. I believe the OIC released a statement on this a few years ago. So to say it carries no risk for providers isn't factual.
For any provider reading this thread you can a square for free here:
Have a safe and happy weekend!!Power your entire business | Square
Sell anywhere. Diversify revenue streams. Streamline operations. Manage your staff. Get paid faster. Sign up for Square today.
I'm just curious because all I can find is anecdotal claims stating a yes or no. Very confusing!
Also this.
https://www.interac.ca/en/faq/i-nee...-i-reverse-an-interac-e-transfer-transaction/
Yeah, I don't think it's possible to reverse an eTransfer (like the FAQ you posted indicates).
I think the risk Kay is talking about is the bank invoking a morality clause and completely closing a SW's account after discovering their job. But I think that can happen regardless of whether eTransfers are coming in from clients; banks don't have to prove anything, and they can flag any transaction as suspicious, even if it was a SW depositing Christmas cash from their grandma.
I think the risk Kay is talking about is the bank invoking a morality clause and completely closing a SW's account after discovering their job. But I think that can happen regardless of whether eTransfers are coming in from clients; banks don't have to prove anything, and they can flag any transaction as suspicious, even if it was a SW depositing Christmas cash from their grandma.
There is an old HuffPost article about square use by providers in San Francisco.
I don't see why square should care. As long as the volumes are not super high, they will not even notice.
Looking at the terms of service, there does not seem to be anything that calls out "sex work" or "adult industry" specifically as activities that are prohibited.
The only challenge becomes, my card is now trackable to a specific transaction to a provider. If the provider goes rouge there can be a lot of damage that can be done. This will not provide any advantage to the provider but can be done just out of spite or for perceived justifiable payback. I think this is risk that all service consumers take any time we see a provider. S/he can call rape while I am there, an I'd be literally in a pile of (my own) shit.
Well, you have a higher chance of getting seriously injured or killed in a vehicular accident than you have of that happening to you. When's the last time you drove somewhere?
You can't let paranoia rule your life, and I think it's best to not assume that people are secretly spiteful, vindictive beings who are going to try to ruin your life for no reason. And if you conduct yourself well people will like you, and not want to harm you, if only for the sake of affection or respect.
False rape accusations are mostly a myth. The police and legal system are extremely harsh/dismissive towards any woman who reports that kind of crime. So harsh that many rapes aren't even reported. The number of people who would want to go through that process for a false incident is vanishingly small, and not something you should worry about encountering any more than you should worry about getting abducted by aliens.
CASH only. No traceability.
Don't bother with other methods. Just read what happened with etransfer with another client. Check the Ottawa review section.
Don't bother with other methods. Just read what happened with etransfer with another client. Check the Ottawa review section.
