I thought you were allowed one minor infraction with no consequences to your insurance rate?
If not, insurance companies still count it as a blemish on your record, so regardless of points, they still deem it as an infraction.
Sure its a lesser offense and might work to keep rates in check but the insureance company does not care how many points you have - its the conviction they look at.LISTEN UP...As someone who has 4 tickets on their record I've been to court a few times..
All you have to do is take it to court and then when you see the cop, he will most likely (or just ask him yourself) ask you if you will plead guilty to a lesser offense with no point, then you plead guilty. If you feel that missing time from work will hurt you, hire a cheap traffic ticket paralegal to appear for you. X-Copper can't do shit for you that you don't do for yourself.
Which is good if you save more than you lose by going (lost wages, gas, parking ...) but it won't change the effect on the insurance.I agree you should go to court, or you can go for the early resolution option, they'll knock your points off and you pleat guilty to something smaller , then in front of the judge you do the cry story: work is very slow, its a burden .. I can't afford it...judge please help me.
Each and every time they have helped....
Its almost impossible to beat a ticket unless the cop makes a grave error while writing your ticket, or if he doesn't show up. Cops with good reps in traffic court always get the benefit of the doubt.Sure its a lesser offense and might work to keep rates in check but the insureance company does not care how many points you have - its the conviction they look at.
Personally never has a ticket affected my rates significantly. Yep got a couple through the years.
There is no such thing as a grave error. Traffic court is a circus. The Provincial Offenses Act was changed a few years ago, possibly when McGuinty became Premiere. So much for being presumed innocent until proven guilty. The Crown can ammend any information and correct any error on the offense to suit their needs and to ensure a conviction against the defendant. And no paralegal can help.Its almost impossible to beat a ticket unless the cop makes a grave error while writing your ticket, or if he doesn't show up. Cops with good reps in traffic court always get the benefit of the doubt.
Whatever you do, avoid Pointts! They are a ripoff organisation that doesn't do anything for the defendant; they don't listen, assume wrongfully, provide wrong advice, and take your rights in court away so that they can try to squeeze more money out of you if you are foolish to believe in appealing a minor conviction with them. Personal experience with a family member's situation. I could have defended better, and I am not even a paralegal.A place like xcoppers (correct me if I'm wrong) will charge you minimum 400 bucks to help with a ticket.
Your insurance company will definitely know, it is standard across the board for companies to pull an abstract prior to renewal. They probably didn't change your rates due to their underwriting rules.if you have been clean for as long as you say your insurance company won't even know unless you tell them.
Not common but happens - did it twice. Only fight them if they are wrong (or are assholes).Its almost impossible to beat a ticket unless the cop makes a grave error while writing your ticket, or if he doesn't show up. Cops with good reps in traffic court always get the benefit of the doubt.
