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NFC and Apple?
- Thread starter TESLAMotors
- Start date
IM and his NFC smartphone payments arguments are the guy on the left (almost a perfect analogy with his 2 Canadian banks that are driving almost no payment volume through NFC smartphone payments)
Good, then the technology can actually take off with real vs potential users.....
OTB
Maybe it's my imagination but wasn't there a bunch of threads where we were told NFC is garbage?
Also stupid of you to pretend that there aren't multiple millions of users out there with NFC already.
It's dead...
So if it's dead, apple would have to be incredibly stupid to invest money in it now.
I've not spend much time talking about technology, I'm more interested in the strategy.
Finger print technology, 64 bit processors...
Are those supposed to be cutting edge tech? PCs were using both years ago. I think I got my first 64bit CPU on my desktop almost 15 years ago and the Nintendo 64 was mid 90's.
Are those supposed to be cutting edge tech? PCs were using both years ago. I think I got my first 64bit CPU on my desktop almost 15 years ago and the Nintendo 64 was mid 90's.
lmao
IM and his NFC smartphone payments arguments are the guy on the left (almost a perfect analogy with his 2 Canadian banks that are driving almost no payment volume through NFC smartphone payments)
MasterCard has a mobile paypas sticker. You stick it under the case and works just like pay pas with $50 spending limit. My fave part is that they email you the receipt withing 1min of your purchase. Good bye to all the paper waste taking up room in my wallet. Why then use the NFC payment system. I only wish MasterCard would up their spending limit.
MasterCard has a mobile paypas sticker. You stick it under the case and works just like pay pas with $50 spending limit. My fave part is that they email you the receipt withing 1min of your purchase. Good bye to all the paper waste taking up room in my wallet. Why then use the NFC payment system. I only wish MasterCard would up their spending limit.
NFC is more than just a way to pay.
MasterCard has a mobile paypas sticker. You stick it under the case and works just like pay pas with $50 spending limit. My fave part is that they email you the receipt withing 1min of your purchase. Good bye to all the paper waste taking up room in my wallet. Why then use the NFC payment system. I only wish MasterCard would up their spending limit.
The paypass sticker uses NFC. The benefit of using an in-phone chip with a wallet app is potentially increased functionality over a simple sticker. Balance checks, etc on your phone. Plus you can pay for larger puchases - you can potentially enter your pin for larger purchases.
I believe CIBC, RBC, and TD all now have mobile wallets based on NFC. Tim Hortons has an NFC-based payment app also that replaces tim cards.
It is out of touch to say NFC is not in use - it is here in Canada, and uptake on mobile wallets is happening.
However, NFC is not pervasive in the US, and we'll have to wait and see how they go. The real driver is what technology gets rolled out as POS terminals. Canada is well into having NFC almost everywhere, so the mobile wallets based on NFC followed.
Are those supposed to be cutting edge tech? PCs were using both years ago. I think I got my first 64bit CPU on my desktop almost 15 years ago and the Nintendo 64 was mid 90's.
Yeah, that's a pretty stupid comment, processors on battery powered moble devices have constraints your old HW didn't, a bit like saying what's the big deal about large screens on phones, I have a 12" on my MacBook back in the 90s...
http://www.cnet.com/news/apple-driving-move-to-64-bit-mobile-processors-says-tsmc/
MasterCard has a mobile paypas sticker. You stick it under the case and works just like pay pas with $50 spending limit. My fave part is that they email you the receipt withing 1min of your purchase. Good bye to all the paper waste taking up room in my wallet. Why then use the NFC payment system. I only wish MasterCard would up their spending limit.
Have you encountered a Square transaction?
MasterCard has a mobile paypas sticker. You stick it under the case and works just like pay pas with $50 spending limit. My fave part is that they email you the receipt withing 1min of your purchase. Good bye to all the paper waste taking up room in my wallet. Why then use the NFC payment system. I only wish MasterCard would up their spending limit.
I don't want a sticker, I want actual NFC enabled smart systems. I want to be able to tell me phone "Ok hoss, transmit my payment information now" and not be walking around with banking information being emitted from my person non-stop. Yes, I know the range on these stickers is EXTREMELY short, but technology has presented us with a better system, we just need someone to push it to retailers.
Have you encountered a Square transaction?
So you are suggesting that mobile credit card transactions are only way to go? Besides that, all square does is replace a store's credit card machine with a smaller one you can attach to a phone. Neat idea but still just swiping a credit card.
I'm still laughing at you for praising Apple's use of NFC in the same thread where you call NFC 'dead'.
I know Americans aren't big on interac payments or even bank machines but Canadians have widely accepted both as useful.
..., we just need someone to push it to retailers.
Which is what bot said Apple will do in post #4 (before saying that NFC is dead in post #8).
I know Americans aren't big on interac payments or even bank machines but Canadians have widely accepted both as useful.
Retail is cultural. This is huge.
I don't want a sticker, I want actual NFC enabled smart systems. I want to be able to tell me phone "Ok hoss, transmit my payment information now" and not be walking around with banking information being emitted from my person non-stop. Yes, I know the range on these stickers is EXTREMELY short, but technology has presented us with a better system, we just need someone to push it to retailers.
Right now this sticker thing works for me and is efficient for small payments...I agree with you that it would be very useful however I have tried many times but have not found a reliable NFC payment system. I would love to have a MasterCard wallet just like the google wallet so direct without a 3rd party involved. I don't do interact to my bank and rather prefer to cash vs. interact. I agree with you, it would be very useful to replace my entire wallet with just the phones NFC and you have complete control to turn it off/on. There was a company on kickstarter that tried doing that and failed miserably and ended up running with peoples money.
Have you used the Google wallet nfc payment system? I know the nexus 5 has it but have not tried it yet. I hate that google collects everything about me and the last thing I need is for them to have my payment history.
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Have you encountered a Square transaction?
Don't they use that in some apple stores. If you are selling something I guess it makes sense, however I prefer to be the consumer. Each time I sell on kijiji it is in cash. Can you not send money to people with pay pal. I guess this thing makes sense if you have volume to back it up or are in a place that could use such a mobile payment system.
If would be neat if the industry girls could benefit from this square transaction system....lol can only dream
The paypass sticker uses NFC. The benefit of using an in-phone chip with a wallet app is potentially increased functionality over a simple sticker. Balance checks, etc on your phone. Plus you can pay for larger puchases - you can potentially enter your pin for larger purchases. I believe CIBC, RBC, and TD all now have mobile wallets based on NFC. Tim Hortons has an NFC-based payment app also that replaces tim cards. It is out of touch to say NFC is not in use - it is here in Canada, and uptake on mobile wallets is happening. However, NFC is not pervasive in the US, and we'll have to wait and see how they go. The real driver is what technology gets rolled out as POS terminals. Canada is well into having NFC almost everywhere, so the mobile wallets based on NFC followed.
I almost never do interact payment system and would rather pay in cash. I love my rewards from credit cards...
Are there any credit card wallet NFC apps out?
Never tried Tim Hortons app since the sticker always works and majority of the time my purchases are under $50. Why would you do a tims thing, does this not seem redundant unless somebody wants to fill it up for you. But then do you not have to have it running in the background. Does it work with the phone asleep? How does it work?
Right now this sticker thing works for me and is efficient for small payments...I agree with you that it would be very useful however I have tried many times but have not found a reliable NFC payment system. I would love to have a MasterCard wallet just like the google wallet so direct without a 3rd party involved. I don't do interact to my bank and rather prefer to cash vs. interact. I agree with you, it would be very useful to replace my entire wallet with just the phones NFC and you have complete control to turn it off/on. There was a company on kickstarter that tried doing that and failed miserably and ended up running with peoples money.
Have you used the Google wallet nfc payment system? I know the nexus 5 has it but have not tried it yet. I hate that google collects everything about me and the last thing I need is for them to have my payment history.
Mastercard has a paypass wallet app.
I don't think googlewallet is available outside of the US.
The CIBC, RBC, and TD wallets are focused on credit, not debit transactions I believe. Ie the credit cards that those banks issue.
Rogers has an NFC wallet also - suretap.
Timmies will focus on convenience, check and load timcard balances yourself, don't have to find a separate card.
So you are suggesting that mobile credit card transactions are only way to go? Besides that, all square does is replace a store's credit card machine with a smaller one you can attach to a phone. Neat idea but still just swiping a credit card.
I'm still laughing at you for praising Apple's use of NFC in the same thread where you call NFC 'dead'.
onthebottom is quite the flip-flopper as they say in politics. lol
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