My two cents about debit. Most ppl carry a credit card debt and lenders only expect debtors to pay them once a month. But if you want to see an increase in your credit rating, try this -- make multiple payments per month. If your minimum payment is $100, pay that then make of $10 (for example) then after. The way the credit system calculates your score, it will measure your payment frequency and it's the highest ratio when calculating your ability to pay your debts
Of course for this to work; don't charge anything to your credit card. Or if you have used $20 to pay parking on automated machine, then put that $20 right away into your card. Try it and see if it works for you
Of course for this to work; don't charge anything to your credit card. Or if you have used $20 to pay parking on automated machine, then put that $20 right away into your card. Try it and see if it works for you
