how to secretly stash up cash reserve for hobby?

kherg007

Well-known member
May 3, 2014
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Vkcs20

Member
Jun 13, 2017
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Joint account is the problem.

Bills are paid, from any account... and her money is her business and my money is my business. No explanations required. She has the stability to know though that money will never be an issue. In some cases it could be a stress, I can see that. I'm lucky i guess.


Same here!!!! How can someone not have their own personal accoumt?!!
 

Vkcs20

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Jun 13, 2017
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Sorry, i meant joint account should be for food shopping and other mortgage/property related expenses. Personal account for your own personal expenses!
 

Jasmine Raine

Well-known member
Jul 28, 2014
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Will you (and have you) accept loose change as the fee? Like a client pay you 300 loonies or 1200 quarters?
Of course not. I am not a cracker dealer on the street corner, and I don't even think they take change anymore. LOL

Go to a bank and change it into bills. Why is this even a question???? :confused:
 

Jeffrey93

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Jul 27, 2013
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This thread is HOF worthy.....

The OP should ask his question while looking in the mirror "how can I stash money from my SO in order to pay for a BJ?"....just try asking it with a straight face....
 

heyo1234

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May 23, 2017
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This is a hilarious thread. And while i dont think that anyone who is in a committed relationship should do this kinda shit without their SOs knowing, its not like telling them this fact on a forum is going to change anyone's mind. OP, use the cash back technique to your advantage. or think of seeing an SP less than once a month. you do you man.
 

hoorawr

Active member
Oct 5, 2008
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never, ever, ever, let it get to a point where your pay goes directly into an account your wife has access to. you can move it around, sure, but if she access to your pay.. you have lost at marriage a long time ago my friend
 

fuji

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Jan 31, 2005
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Joint account is the problem.

Bills are paid, from any account... and her money is her business and my money is my business. No explanations required. She has the stability to know though that money will never be an issue. In some cases it could be a stress, I can see that. I'm lucky i guess.
I have a joint account with my wife from which primary bills are paid, but only some of my income goes there, namely my salary gets deposited in that account. But I also earn bonuses and have rental income and income from a small side business none of which goes through that account.

I also have hobbies that involve buying and selling pricy items, for example, firearms. Many of these items are a couple grand. Result is there's constant cash flow in and out of my own account. Any hobby like that which involves buying and selling something will involve cash flow. Buyb something on a credit card from a store, sell it to a friend for cash, etc.

The side business is similar. It requires working capital and the more I put in, the more it makes, a small margin. So it's normal for me to transfer money to it, and then over time transfer money back from it. Eg, put I'm $10000 and the business will eventually turn that into 12000. That money flows out of joint accounts but the returns come back through other accounts, even the return of capital.

I think an accountant would have trouble tracing my cash flows, my wife hasn't got a chance. At any rate I have enough money flowing through enough accounts that I can spend on whatever I like and she won't see the transaction.
 

italianguy74

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Apr 3, 2011
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GTA
Get some cash back at a grocery store, but just dont buy anything that may need to be returned so you can toss out the receipt.

Still leaves the question of where to hide the cookie jar? Maybe get a p.o box and use it like a safe with a birthday card inside.

As soon as there is enough money inside there its happy birthday to the next erection.
 

K Douglas

Half Man Half Amazing
Jan 5, 2005
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Room 112
^^ Fixed it for ya!

3 accts - 1 joint for the bills, 1 for her and 1 for him. Easy I think. Others not so much. Plus you would be surprised how many men want a separate acct for themselves but want complete say over her spending habits.

I personally say, if you want $500/month free spending, offer the same to your wife. You each take $500/month from the joint to do whatever you both want. Anytime I have mentioned that, most say no. Men and women both funny enough but that is a topic for a different day.
That's because females tend to spend much more liberally than men on average. If she has her own account I don't want to know about it. And vice versa.
 

coolmanfever

Well-known member
Feb 14, 2017
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thanks guys for all the good tips. I like the idea of opening multiple bank accounts and flow money for non sp related hobbies in and out different accounts. I currently have bank account with TD, PC,and Tangerine. What other banks offer no fee banking so I can just open accounts to flow money in and out?

Also, which credit card offers cash back in hand at grocery store? I am not know aware any that offer cash back in term of cash in person. All the cash back credit cards I have offer cash back in term of credits back to my credit card statement.

Thanks for all the tips!
 

trucker269

Member
Apr 12, 2010
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my wife has NO idea of how much I have in my account, as long as I pay the bills when needed she doesn't need to know what I have. I always keep $500 under the spare tire in the trunk of my car so if I unexpectedly needed some $$ I have access to it
 

PetiteFiend

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Tell your wife you are investing in bitcoin / ethereum. Then you can anonymously transfer to another btc address and withdraw money. simple.
 

coolmanfever

Well-known member
Feb 14, 2017
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I like the idea keeping $500 under spare tire in the trunk :)

I used this line once: "But honey, I need a separate bank account to save to buy your birthday and Xmas presents. It's tacky to buy them from our joint account"

My wife did not buy it. Also she is frugal person so don't spend much money on shopping and nails. What other reasons do you guys recommend I should use to have a seperate indivudal account?
 

waterloodude

Member
Sep 2, 2004
197
2
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I like the idea keeping $500 under spare tire in the trunk :)

I used this line once: "But honey, I need a separate bank account to save to buy your birthday and Xmas presents. It's tacky to buy them from our joint account"

My wife did not buy it. Also she is frugal person so don't spend much money on shopping and nails. What other reasons do you guys recommend I should use to have a seperate indivudal account?
If she's frugal I can't see a separate account happening. Even if you did set one up I'm betting she'll watch the outflow transfer amount to this account and you'll be questioned. Pretend to take up smoking (or quit smoking if you are a smoker) would be a way to save up serious cash.
 

Garden of Eden Ladies

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Tell your wife you are investing in bitcoin / ethereum. Then you can anonymously transfer to another btc address and withdraw money. simple.


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