Fiscally wife and I are on the same boat.
But I stand at the tiller to set the general direction we travel.
If she does not agree withe the direction or speed thereof, she can lower the sails.
How much are you down this year?
- Thread starter stinkynuts
- Start date
But I stand at the tiller to set the general direction we travel.
If she does not agree withe the direction or speed thereof, she can lower the sails.
So I retired early 40s while the wife still works. Yes, I'm a pimp. Anyhoo, I've been paying all the bills and the expenses while she saves to build her portfolio so that we're equal. Her investments - and potential retirement income - now equal mine (actually wildly exceed as she has a pension) so hey, you make more $, you're going to be paying all the bills now like I have for the last 20 years in order to keep our investments the same.
oooohhhhhhmmmmmaaaaaaannnn, the screeching. "Equality" is all great until it's time to pay the bills.
I have to say when it comes
You are much to nice. I'd still make her pay for 50% of the bills because equality.So I retired early 40s while the wife still works. Yes, I'm a pimp. Anyhoo, I've been paying all the bills and the expenses while she saves to build her portfolio so that we're equal. Her investments - and potential retirement income - now equal mine (actually wildly exceed as she has a pension) so hey, you make more $, you're going to be paying all the bills now like I have for the last 20 years in order to keep our investments the same.
oooohhhhhhmmmmmaaaaaaannnn, the screeching. "Equality" is all great until it's time to pay the bills.
I have been working 3 days a week since q3 22.
Household has enough of a nest egg dont feel the urge to work full time to keep stuffing funds away like mad like in the past.
We had saved a bunch and bought house with smallish mortgage in 2003 once back in Canada with kids under foot.
After living overseas for 3.5 years where my company paid for the accomodation.
Paid off the house mortgage in 2008.
Then kept the investment savings going and added the quite large mortgage payment and prepayment efforts to make the investment contribution go way large for about 15years. Full RRSP, RESP, TFSA funding and grow the non reg accout to north of 800K from that effort.
These days I kick funds monthly to my retired wife to the tune of about 35K annually that she uses for life and household expenses.
I still pay the utilities and house taxes and car and house insurance.
And we fund big vacations, major house upgrades, or replacement used car purchases from divvy cash, as it seem to pile up in the non reg account.
This seems to work for us.
In the last 5 or so years my bond and reit holding percentages have gone up as my former almost all equity exposure has been ratchetted lower.
I am now more interested in the divvy yield than striving for big capital gain moving stocks, though still keep some of those in the TFSA accounts.
Household has enough of a nest egg dont feel the urge to work full time to keep stuffing funds away like mad like in the past.
We had saved a bunch and bought house with smallish mortgage in 2003 once back in Canada with kids under foot.
After living overseas for 3.5 years where my company paid for the accomodation.
Paid off the house mortgage in 2008.
Then kept the investment savings going and added the quite large mortgage payment and prepayment efforts to make the investment contribution go way large for about 15years. Full RRSP, RESP, TFSA funding and grow the non reg accout to north of 800K from that effort.
These days I kick funds monthly to my retired wife to the tune of about 35K annually that she uses for life and household expenses.
I still pay the utilities and house taxes and car and house insurance.
And we fund big vacations, major house upgrades, or replacement used car purchases from divvy cash, as it seem to pile up in the non reg account.
This seems to work for us.
In the last 5 or so years my bond and reit holding percentages have gone up as my former almost all equity exposure has been ratchetted lower.
I am now more interested in the divvy yield than striving for big capital gain moving stocks, though still keep some of those in the TFSA accounts.
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