End the Lockdown

bebe

Well-known member
Aug 17, 2001
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Here you go, some facts from your buddy Dougy. Turn off Fox and friends! Enjoy!

https://www.youtube.com/watch?v=3LHsivwxMdk
He said very little, except BUY CANADIAN and the extension of the SOE has nothing to do with start date for phase 2 of the reopening. Would be nice if we had a date.

Seems he is all about getting masks and face shields made in Canada. Bauer started making masks months ago. For some reason we struggle to make masks. Others in Canada started to make gowns.

In a few years BUY CANADIAN will be neglected once China makes stuff for even less than we currently pay for it. It always comes down to cost.
 

squeezer

Well-known member
Jan 8, 2010
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In a few years BUY CANADIAN will be neglected once China makes stuff for even less than we currently pay for it. It always comes down to cost.
I can't say I disagree with you on this point.
 

canada-man

Well-known member
Jun 16, 2007
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Toronto, Ontario
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Love it. Using a picture from the era of epidemic polio to claim disease isn't a problem.
covid19 is much milder than the polio and how are you enjoying the lockdowns as immigrants, racialize canadians, women, single parents and the disabled and sinking into poverty?
 

basketcase

Well-known member
Dec 29, 2005
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covid19 is much milder than the polio ...
No shit. But you have an extremely stupid way to claim we shouldn't worry about viruses. I'm sure if you were around in the 40's you'd be claiming polio was a hoax.

And strange to see pretend to have a social conscience. Were you aware that those maginalized groups are the ones at highest risk of catching covid?
 

bebe

Well-known member
Aug 17, 2001
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Were you aware that those maginalized groups are the ones at highest risk of catching covid?
Show me the data that supports this assumption for the cases in Canada

Almost 12 weeks into the lockdown with no end in sight for Toronto

Maybe next Summer Ford will start phase 2 as he has no plan to move forward with stage 2 anytime soon

Time to end this insane lockdown Mr Ford!!!
 

t.o.leafs.fan

Well-known member
Jul 19, 2006
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Show me the data that supports this assumption for the cases in Canada

Almost 12 weeks into the lockdown with no end in sight for Toronto

Maybe next Summer Ford will start phase 2 as he has no plan to move forward with stage 2 anytime soon

Time to end this insane lockdown Mr Ford!!!
I'm sure Ford has read this post and will be taking action pronto.
 

basketcase

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Dec 29, 2005
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bebe

Well-known member
Aug 17, 2001
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basketcase

Well-known member
Dec 29, 2005
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Like I said in an earlier post show us a map without the LTCHs included. Have feeling some of those homes are in poorer hoods.
You want a map that doesn't exist because you have a suspicion that those group homes are in those areas? I'm sure you can google the addresses of the hardest hit homes and find out where they are if you want.

Maybe you think that if there are long term care homes in rexdale they are full of retirees from the Bridle Path.
 

bebe

Well-known member
Aug 17, 2001
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You want a map that doesn't exist because you have a suspicion that those group homes are in those areas? I'm sure you can google the addresses of the hardest hit homes and find out where they are if you want.

Maybe you think that if there are long term care homes in rexdale they are full of retirees from the Bridle Path.
Of course I think the LTCHs are found in the hardest hit areas. Seems like the homes with the highest cases are probably the cheapest LTCHs.

You get what you pay for
 

basketcase

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Dec 29, 2005
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Of course I think the LTCHs are found in the hardest hit areas. Seems like the homes with the highest cases are probably the cheapest LTCHs.

You get what you pay for
Thanks for conceding. As I said, the poor and marginalized are far more likely to get the virus.

Maybe poor people should just be richer so they can afford better homes for their parents.
 

Insidious Von

My head is my home
Sep 12, 2007
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I was doing some reading and I came to a conclusion.

I was looking into how humanity got out of the infection/plague cycle that was a constant threat until the mid-19th Century. The conclusion was that isolation beyond six weeks is pointless and may make things worse. It suppresses infected but otherwise healthy people from developing natural anti-bodies from their immune systems. After six weeks you have to take your chances. If it was an all in one report, I may have taken it with a grain of salt. The six week duration comes from two famous plague fighters: Louis Pasteur and Edward Jenner.
 

doggystyle99

Well-known member
May 23, 2010
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TD Bank charges $30,000 mortgage penalty to woman forced to sell home due to pandemic
When the pandemic hit Ontario, Kristina Barybina's income as a real estate agent dried up and she knew the writing was on the wall — she'd have to sell her own house.
She also knew there'd be a penalty for getting out of her five-year mortgage with TD Bank early — she just wasn't expecting it to be almost $30,000.
Barybina requested a one-month deferral on her mortgage, but says she quickly realized that deferring it any longer would just be pushing debt she couldn't pay further down the road.
She was only 19 months into a five-year mortgage, with a fixed-rate of 3.71 per cent, and still owed $591,000. TD used a controversial calculation to arrive at the penalty for breaking the terms. She owed another $29,530.
All of Canada's big banks use similar methods for calculating what penalty people owe if they end a fixed-rate mortgage early.
They can either charge three months' interest or what's called the interest rate differential (IRD) — whichever is higher.
The IRD is a calculation involving the difference between the interest rate on the negotiated mortgage, the bank's current posted fixed interest rate and the length of time remaining on the contract.
Banks argue they lose anticipated revenue from their client if they end the mortgage prematurely.
When the Bank of Canada lowers interest rates, the banks' posted fixed rates also drop, increasing the penalties for people breaking fixed-rate mortgages.
"TD is profiting by collecting this ridiculous amount of penalty, which is only based on the fact that the interest rate posted by Bank of Canada is so low — which was done to help people," said Barybina. "It's heartless."
Had the bank used the option of charging three months' interest, Barybina says she would only have owed $3,000.
Another selfish person looking out for her own selfish wants. She is a real estate agent she should be very familiar with mortgage contracts and the penalties that are involved if you attempt to leave your mortgage early. Anyone whos sold or bought one or more property knows about these penalties and in the mortgage contracts it is defined what the penalties would equate to as in the number of how months. Even with paying that $30,000 penalty I can guarantee she still made money on her property since she had lived in that home for more than 19 months and also had two tenants in the home paying her mortgage, which you purposely left out.

She took a fixed mortgage on a home had two tenants in her home helping with that mortgage, as well had an Airbnb which also helped with her mortgage. People like her who are greedy with multiple properties, tenants and airbnbs who can't afford their property or properties are the very last people we should feel sorry for during these times when there are people who can't afford their rent or food.

Again here are the imortant parts of the article that you left out on purpose to fit your narrative your trying to spin
"Almost overnight, the real estate agent based in East Gwillimbury — 50 kilometres north of Toronto — lost all her clients. "People are not listing," she said. "And nobody knows when the end of it is coming."
Compounding her problems, two tenants who had been renting rooms in her house moved home to be with their families. Income from a mortgage-helper Airbnb suite also dried up."
 

Smallcock

Active member
Jun 5, 2009
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^^^
Another covid scare victim. You helped destroy people like her. She has a son and a mother to take care of.
 

doggystyle99

Well-known member
May 23, 2010
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^^^
Another covid scare victim. You helped destroy people like her. She has a son and a mother to take care of.
She hasn't been destroyed one bit. She sounds like a selfish/greedy woman who is upset she didn't make as much money from her her property as she wanted. A property she wasn't able to afford on her own to begin with.
She purchased a home she couldn't afford, had a fixed mortgage which always has a penalty clause for leaving the mortgage early, know about it and unless she is an unqualified real estate agent who has no clue about the penalty clause in a mortgage contract which I am 100% certain she knew the details of the penalty clause since it's outlined in the mortgage and being a real estate agent she would have to get this information when listing a property to better understand what her clients can walk away with when selling a home, had two tenants living in her home, helping her even further with the mortage as well had an airbnb suite in the same home and "supposedly" still couldn't afford to pay the mortgage with all that help on only a $591,000 mortgage. which is probably about just under $3000/month.
For her sake I do hope she was reporting the rental income which many people who have tenants do not do.

BTW if her business was struggling she would have qualified to get CERB.

As well she was able to move into a cheaper home......one she could afford.

"Barybina put the house on the market in March and it sold in April. She moved into a cheaper home north of Barrie, where she is currently living."
 

canada-man

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Jun 16, 2007
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Toronto, Ontario
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