Did I Do The Right Thing??

drlove

Ph.D. in Pussyology
Oct 14, 2001
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The doctor is in
Last night, I got a call from one of my SP friends, just to say hi, and wondering why I hadn't called in a while. I told her I had been really busy, and would probably book an appointment sometime next week. Anyhow, tonight she calls back, tells me she is having some financial difficulties i.e.(behind on her car payments) and would I be so kind as to lend her some money??

Truthfully, I would have liked to help her out, since she is a really nice girl who I have a private arrangement with, and gives me a discounted rate. However, I had to tell her no, since I don't feel comfortable lending money to anyone. IMHO, regardless of someone's trustworthiness or good intentions, it can be a recipe for disaster, and I have enough on my plate now without any additional headaches to worry about. In short, I chose not to get involved. I have to admit though, I did feel bad about it. :(
 
I think you probably did the right thing. I've given in to loaning the money to the girl and got royally screwed, so maybe I'm slightly biased. If you do it, I would suggest putting a repayment plan in writing to make it clear to everyone (as well as it being legally able to be enforced). Of course, that would maybe depend on how much you're loaning her as well.

In the end, one rule always applies: don't loan more than you can afford to throw down the toilet to be never seen again.

hyperbole
 
Tell her you will do one better, you will give her a chance to earn it. Then set up a session that would earn it, at a decent discount. This could involve anything from a long session, to anal for all your buddies. If she says no, she does not really need the money. If she says yes, either go ahead with the session, or lend her the money because you are a good guy.
 
hyperbole said:
I think you probably did the right thing. I've given in to loaning the money to the girl and got royally screwed, so maybe I'm slightly biased. If you do it, I would suggest putting a repayment plan in writing to make it clear to everyone (as well as it being legally able to be enforced). Of course, that would maybe depend on how much you're loaning her as well.

In the end, one rule always applies: don't loan more than you can afford to throw down the toilet to be never seen again.

hyperbole

I hear you. Also, it kind of ruins the fantasy, doesn't it?? :D
 
don't ever lend or borrow money, unless you want to ruin the relationship.

what you could do is send her to me I'll be happy and she'll get her money
 
From my experience...

...only loan what you are willing to lose...

I originally fooled myself into thinking I would get it back...eventually...

Although I could have used that $$$ for more hobbying, I've resigned to the idea that she probably needs it more than I do...

Lesson learned.
 
Lending Money

You made the RIGHT DECISION...I learned the hard way, never lend money to a SP/Stripper/Friend, unless you intend to right-off the entire balance loaned. Don't even think that she will return the favour to you, in some form, in the future. For SP/Dancers, money exchange is their business. Try asking her if she would provide "services" on loan, or "a pay later plan" I doubt it....
 
When it comes to lending cash to friends you are better off making it a gift

That way if you are to get it back you are suprised. And if you do not get it back, you never expected to.
 
Yuri said:
You made the RIGHT DECISION...I learned the hard way, never lend money to a SP/Stripper/Friend, unless you intend to right-off the entire balance loaned. Don't even think that she will return the favour to you, in some form, in the future. For SP/Dancers, money exchange is their business. Try asking her if she would provide "services" on loan, or "a pay later plan" I doubt it....
.
Yes - the same happened to me. You always learned from your lesson the hardway.
 
drlove said:
Last night, I got a call from one of my SP friends, just to say hi, and wondering why I hadn't called in a while. I told her I had been really busy, and would probably book an appointment sometime next week. Anyhow, tonight she calls back, tells me she is having some financial difficulties i.e.(behind on her car payments) and would I be so kind as to lend her some money??

Truthfully, I would have liked to help her out, since she is a really nice girl who I have a private arrangement with, and gives me a discounted rate. However, I had to tell her no, since I don't feel comfortable lending money to anyone. IMHO, regardless of someone's trustworthiness or good intentions, it can be a recipe for disaster, and I have enough on my plate now without any additional headaches to worry about. In short, I chose not to get involved. I have to admit though, I did feel bad about it. :(
I kn
 
skypilot said:
If she has lent you some pussy in the past then lend her some money.

Couldn't have said it better. There's a lot to read in to that one sentence, in terms of defining your relationship with this SP.
 
drlove said:
Last night, I got a call from one of my SP friends, just to say hi, and wondering why I hadn't called in a while. I told her I had been really busy, and would probably book an appointment sometime next week. Anyhow, tonight she calls back, tells me she is having some financial difficulties i.e.(behind on her car payments) and would I be so kind as to lend her some money??

Truthfully, I would have liked to help her out, since she is a really nice girl who I have a private arrangement with, and gives me a discounted rate. However, I had to tell her no, since I don't feel comfortable lending money to anyone. IMHO, regardless of someone's trustworthiness or good intentions, it can be a recipe for disaster, and I have enough on my plate now without any additional headaches to worry about. In short, I chose not to get involved. I have to admit though, I did feel bad about it. :(
the only time I lend money is when I have no expectation of receiving it back- in other words, there is a good friendship and he/she has hit hard times and I consider it a write off or it will always plaque the relationship. Only once out of 5 times has the money been returned but I dont have a sour taste because I didn't have an expectation. I generally turn people down though. I don't like being asked. And I steer clear of people in that situation. I am a sucker for friends though. If you want to help, just dont expect it back and that wont alter the frenship. If the friendship isn't that strong, then say no and don't give it another thought. There is a difference between being charitable and feeling used if you know what I mean. Where is her money going> One of the problems with some (not all) working girls is they don't budget proplerly and maybe you could give her the gift of sitting with her and creating a budget. Where is all of her money going. Just my thoughts.
 
If you are in a postion to help and it would not hurt you in any way to do so then I don't see why you wouldn't.
 
IMO, it depends how much the car payment was. If it was a few hundred bucks, no problem. If it was more, no way.

For a friend I'd loan a month's car payment (so long as it was reasonable). I'd make it explicitly clear that I expect the money back and I might even put something in writing if I was feeling like a prick that day. At the very least I'd withdraw the cash from a bank machine and write what it was for so that I'd have some kind of paper trail down the road. But if it's a small payment, I'd take the risk for a friend. If I didn't, they wouldn't really be my friend. And if they don't pay me back, they're not really my friend either.

I guess it depends on how highly you value friendship. As it was an SP in this case, I'd be especially cautious...
 
Besides getting institutional credit, I just don't have the gall to ask for personal loans from friends. I couldn't do it and would do everything but that. I would find anyone who does would lose my friendship right there. You did the right thing.
 
Depends on amount of money . If you don't mind and it doesn't hurt to lose it why not . Why not barter .. lend money with the agreement that services will be the pay back and ask for fantasy situations ( one of personal favorites is the opening scene to when a man loves a woman) .. or tell her create me a memory , or come with me and lets pick up a woman .. make it a win-win
 
It happened to me once before and I did it, although it was probably a mistake. The SP was a young, 20 year old girl who I met through my favourite agency. She was new to the biz and hated working for an agency and wanted to try going independent so she could choose her clients. We had gone out a few times before for dinner\drinks and had sex off the meter. We had a good time together, but it was just sex between friends and we both knew the relationship wasn't going anywhere else. Eventually she quit the agency, went independent and said she needed a small loan. I didn't ever expect to see the money again, but figured I'd help her out since I liked her, she was young and we met through an agency and I had already gotten a few freebies from her.

About a week later, we went out for drinks and met a few of my friends at a club downtown. Like I said, she was very new to the biz and many years younger then me so I wasn't worried about anyone recognizing her. Anyway, then we came back here, had sex and as she was leaving she asked me for money, because we had sex that night. I said "you're kidding right, we've gone out many times before and had sex and I've never paid". She said "yeah, but I'm independent now and need to start charging" I told her to fvckoff and get out of my apartment and we never spoke again. The moral of the story for me was that once you start getting into a bad habit of lending money to people, they'll just take advantage of it.