Credit Card question

MissCroft

Sweetie Pie
Feb 23, 2004
7,179
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Toronto
I've misplaced my credit card and don't recall the CVC code. Are the last three digits on the credit card statement the CVC code? I called MasterCard and asked but the guy said he didn't know.
 
It's the numbers on the back usually by the signature line. It's there so you in theory actually have to have the credit card in hand to buy something by phone or on line. Just plugging in numbers won't work.

They usually add in billing addresses as well for an extra layer.
 
I can only comment on Visa, but no, my CVC code does not appear anywhere on my Visa statement. It is not shown or hidden anywhere.
 
It's the numbers on the back usually by the signature line. It's there so you in theory actually have to have the credit card in hand to buy something by phone or on line. Just plugging in numbers won't work.

They usually add in billing addresses as well for an extra layer.

MissCroft is asking if the CVC code is shown somewhere on the statement, not the card. The card is lost.
 
Sorry but the only place the CVC2 (Card Verification Code-Mastercard) is printed is on the actual signature stripe of the card itself. It is not on your statement,online profile nor accessible by bank employees.
 
It's like a card identity. If you can't provide it when doing purchase over the phone, it means you don't have it or possibly not yours. People can simply take a picture of your card. Or a statement from trash with your card number. It's for your own protection.
 
I've misplaced my credit card and don't recall the CVC code. Are the last three digits on the credit card statement the CVC code? I called MasterCard and asked but the guy said he didn't know.

Your best bet is contact your bank, tell them you've misplaced the card, cancel it, and get a new one.
 
Yes, I know. The reason I haven't done that is because I know I misplaced it somewhere in my house. I keep figuring it'll turn up.

If you are 100% sure it's in your home then you're safe from it being used and don't need to cancel. Hope you find it.
 
The CVC is the 3 digits on the back of the card.
 
Yes, I know. The reason I haven't done that is because I know I misplaced it somewhere in my house. I keep figuring it'll turn up.

The CVC code is not any good without the credit card, unless you're making a internet purchase and you have the credit card number from the statement. Some internet purchases don't require you to provide the CVC code. But as others have said, report your credit card lost just in case...

200.webp
 
Yes, I know. The reason I haven't done that is because I know I misplaced it somewhere in my house. I keep figuring it'll turn up.

You'll find it after you've given up, requested and received a new card. That's what happen when I misplaced my GST rebate cheque.