Credit card question?

[Doctor Zoidburg]

Which credit cards ...............

- Pay the highest bonus points?

- Give you gaurantee protection on your purchases for one year?

- Give you free car rental incurance when you rent a car.

 

[Meister]

I got CIBC Aerogold. It's great for Aeroplan points. But, I'm worried now that Air Canada might go bankrupt and then what about all my points?

 

[nihilism]

I use a CIBC Divdend Platinum card. Gives me money back, depending on how much I pu through per year. I get our of country travel medical insurance, extra warranty, car insurance, etc.

 

[lawyerman]

Here is a website for Canadian credit cards.

http://www.creditcards.ca/

 

[james t kirk]

I use a CIBC Divdend Platinum card. Gives me money back, depending on how much I pu through per year. I get our of country travel medical insurance, extra warranty, car insurance, etc.

Ditto,

Except there is a 79.00 annual fee and the amount you get back is some sort of sliding scale depending on what you put through the card.

I used to have a CIBC Dividend card which had NO FEE, and gave me 1% back. It was a hard step for me to get a card where there was a fee, even knowing that the amount that I would get back would be more than the $79.00 fee.

There's just something really wrong (in my book) that says you need to pay a fee to have a credit card.

 

[Nickelodeon]

I got CIBC Aerogold. It's great for Aeroplan points. But, I'm worried now that Air Canada might go bankrupt and then what about all my points?

I've used Aerogold for years, but I'm thinking about changing. Every time I try to use my points on Air Canada the service charges diminish the value of the points, to a degree that I buy a cheap ticket (Air Canada or competitor).

Even on a North American flight I was quoted a service charge of $150 to New York, Chicago, etc.

So why am I accumulating all these points when I pay a big cash privilege to use them?

 

[Lochlan651]

I have a CIBC Aerogold, and put everything on it.

Groceries, Gas, Business expenses, household expenses....if they take Visa, I use ie.

I never use my points for travel, as I generally can get a better deal without the points.

Use the points for giftcards (Gas, Groceries or Xmas presents). Well worth the effort in my opinion.

I get thousands of dollars worth of redemptions a year from it.

That being said, my father in law swears by his cashback card.