Royal Spa

Credit Card and Agencies

coolmorrisguy

Member
Apr 12, 2019
78
1
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Is it at all smart and safe to give credit card number with agencies? I am single so I don't care what comes on the bill but will they hit me with all kinds of hidden fees and charges? Any ideas?
 

TeeJay

Well-known member
Jun 20, 2011
8,042
731
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west gta
Its not smart at all but do you really care?

If an unauthorized charge shows up dispute it

Most people are more worried about paper trails that can be discovered in the future by employers or border crossings or etc
 

farquhar

Well-known member
Jan 25, 2019
1,332
1,271
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Yes, if the agency does take a Credit Card, most likely you are looking at a markup of 25%. The agency will have to cover HST + Admin Costs.

So, a $250 call becomes $312.50 after markup.

Here's a better idea!! Take your Credit Card, go to the ATM, and use your PIN to obtain a Cash Advance and simply pay cash at the time of the session!
 

G.D. Gentleman

Spin Spin Sugar...
Jun 24, 2019
2,516
1,794
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Long ago (10? 15 years?) I knew gents who would bury escort costs as 'entertainment' for clients using a business card....

...even worse was the strip clubs that took plastic and gave you 'chips' that you could use....sure it was a 20% premium but when you were spending the corporate marketing budget you didn't care...

Those were good times.


CRA cracked down on it hard and now no one really tries to get away with it...maybe Americans visiting here but even then it's a gamble.

Cash is King. Just be careful having too much on hand as it's easy to go overboard (6 x 1 hour daily sessions in a row, lol) if you do.
 

Jenesis

Fabulously Full Figured
Supporting Member
Jul 14, 2020
10,348
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North Whitby Incalls
www.jenesis.ch
If you are using a credit card to pay for hookers you might want to reevaluate your priorities.
You assume they are taking on credit to pay. I use my CCs every month and pay them at the end of every money. I like the rewards and points and I love sticking it to CC companies by getting from them but never paying a dime in interest because I pay it on time every time.

So a guy can use his CC and then pay it off after and get cash back on his CC for seeing a “hooker”. Makes it like he is getting paid too. Win win - no?
 
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LTO_3

Well-known member
Aug 27, 2004
1,441
1,168
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Niagara Region
Cash is king & there's no paper trail, even if you are single and don't care. Why waste giving your money to the credit card company that you could eventually use to see another SP.

LTO_3
 

MuffDiver

No patience
Oct 12, 2001
1,027
642
113
St. Catharines
If you are using a credit card to pay for hookers you might want to reevaluate your priorities.
Some people pay their cards off in full every month. I for one would use a credit card for legal outcalls to get the points, but the rare place that does take credit cards charge a premium to use a card, so not worth it.

Your comment is rather ignorant.
 
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explorerzip

Well-known member
Jul 27, 2006
8,107
1,292
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Interesting thread. I'm not sure that the or banks would allow an agency to have a merchant account to accept credit cards because of the grey area the industry exists in. That being said, an agency owner could probably find a way to conceal the type of business to the bank. I would also think that agencies have corporate cards that they might use for office supplies.
 

explorerzip

Well-known member
Jul 27, 2006
8,107
1,292
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Some people pay their cards off in full every month. I for one would use a credit card for legal outcalls to get the points, but the rare place that does take credit cards charge a premium to use a card, so not worth it.

Your comment is rather ignorant.
I know that many people are responsible with their credit cards, but many are not. There is a thread somewhere where guys claim how much they spend on escorts in a month / year. Some of them are supposedly spending thousands a month! They could be in some big trouble if they are maxing their cards to keep seeing SP's.
 

shack

Nitpicker Extraordinaire
Oct 2, 2001
53,921
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Toronto
I like the rewards and points and I love sticking it to CC companies by getting from them but never paying a dime in interest because I pay it on time every time.
I'd say that, seeing as they're still making money off of the service charges to businesses, they may be making a tad less money off the average transaction of the average person who uses their CC and pays it off. But they are still not getting it stuck to them, IMO. They NEVER take a loss.
 
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shack

Nitpicker Extraordinaire
Oct 2, 2001
53,921
11,814
113
Toronto
Interesting thread. I'm not sure that the or banks would allow an agency to have a merchant account to accept credit cards because of the grey area the industry exists in. That being said, an agency owner could probably find a way to conceal the type of business to the bank. I would also think that agencies have corporate cards that they might use for office supplies.
I think many agencies set up corporations and their fees are listed as for entertainment purposes, or something else that sounds more legit. Plus they charge a premium for card use, so AFAIK, it's in their interest to enable clients to use a CC.
 

explorerzip

Well-known member
Jul 27, 2006
8,107
1,292
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I think many agencies set up corporations and their fees are listed as for entertainment purposes, or something else that sounds more legit. Plus they charge a premium for card use, so AFAIK, it's in their interest to enable clients to use a CC.
Yes of course. Not sure why I didn't even think of that. It is odd that agencies don't seem to show that they accept them at least on their web-sites or ads.
 

nicox12

New member
Apr 7, 2023
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Buffalo, NY
It's always a good idea to do your research and read reviews before sharing your information.
 
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Erosboy

Well-known member
Oct 22, 2017
254
390
63
I've never had an issue with using a cc with an agency. I suspect I've been luckier than some.

I enjoy using my cc. I like the idea I'm sitting in business or premium economy because I've had my cock sucked, been pegged 35 times in the last quarter.
 

Escortlover24

Well-known member
Jan 9, 2021
1,094
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I've never had an issue with using a cc with an agency. I suspect I've been luckier than some.

I enjoy using my cc. I like the idea I'm sitting in business or premium economy because I've had my cock sucked, been pegged 35 times in the last quarter.
Which agencies accept credit cards.
 
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