I know of people who are abusing it but I know a lot of people who absolutely needed it. They made it easy to obtain because the speed and numbers at which people found themselves out of work / money made it impossible to address applications individually. Even if you applied by phone you were cautioned that accepting CERB fraudulently could result in criminal charges. The CERB payouts are taxable income and the CRA will be comparing CERB income with income statements submitted by your employer. Some people have returned their CERB payments and the CRA said honest errors will only have to pay back the funds - fraud could amount to a fine of $5,000 as a start. Self employed could be a bigger challenge for them only because they would have to subpoena your bank records.
I think they needed CERB but I hope they go after the abusers.
What abusers??? The joke is there really are none.
Even if you were self employed, you can work, book the accounts receivable, make a legal claim $0 income in the month, get $2000 CERB payment, then collect the A/R next month from someone elses CERB payment... its batshit crazy the system
Have any of you actually read what "qualifies" for CERB?
If you earned $5000 in past 12 months (that is an average of $100 a week!) you QUALIFY for a CERB payment of $2000 per month (with 7 payments = $14,000)
Even a McDonalds summer flipper earns $5K in a year
Oh and something else which I found out (feel free to ask a Trustee / Lawyer)
IF you declare BANKRUPTCY due to Covid, you can DEFAULT on all your credit card payments, PLUS still LEGALLY receive CERB (Fact. Look it up; a CERB payment is NOT CONSIDERED INCOME if you are in a bankruptcy process)
So you literally walk away from all your debt last year, you collect $14K in free money, and you are laughing when this flu season is over