Calls about CC interest

[danmand]

I get on average a spam call a day offering to reduce interest rate
on my credit cards.

How do I stop these annoying spam messages?

 

[Never Compromised]

I get on average a spam call a day offering to reduce interest rate
on my credit cards.

How do I stop these annoying spam messages?

If by phone, you can tell them to remove you from the list and to not call again. By law, they have to take you off the list for 2 years. Put yourself on the Direct Marketing Assn Do Not Call list, and write the offending company and ask them to take you off the list.

 

[drlove]

I get on average a spam call a day offering to reduce interest rate
on my credit cards.

How do I stop these annoying spam messages?

I get computer generated calls like these. They say press 3 to remove yourself from the calling list, but I just hang up. Who knows?? Pressing 3 could be part of their scam!

 

[papasmerf]

Stay on te line untill a person comes on........Then take your boat air horn and give 3 long blasts into the receiver........Get back on the line and ask them if they have anymore questions.

 

[Rockslinger]

offering to reduce interest rate on my credit cards.

OH NO! Don't tell me we are moving from sub-prime mortgages to sub-prime credit cards. Will this nonsense never end?

 

[LancsLad]

I wait to talk to a live person for this and other calls my newest line is to say that my household is a practising nudist household , Sounding as sincere as possible I ask if they are naked as I'm only comfortable doing business with people who have nothing to hide.

They hang up.


Odd that.

 

[LateComer]

OH NO! Don't tell me we are moving from sub-prime mortgages to sub-prime credit cards. Will this nonsense never end?

I'm not sure if your comment was serious but sub-prime mortgages are not mortgages with low (sub-prime) interest rates. They are mortgages given to sub-prime, i.e., risky, borrowers.

 

[Keebler Elf]

I have found that specifically asking them not to call you again and to put you on their do-not-call list does actually help. I had a couple banks calling me all the time until I asked them to put me on their list and since then they haven't called me back.

You have to be proactive and politely ask them to put you on the list. First ask if they have a list and then ask to be put on it.

Simply hanging up or cursing them out isn't going to stop them from calling back.

 

[Rockslinger]

I'm not sure if your comment was serious but sub-prime mortgages are not mortgages with low (sub-prime) interest rates. They are mortgages given to sub-prime, i.e., risky, borrowers.

Actually, I think they are both. I heard that the first couple of years the mortgagor is paying a low "teaser" interest rate.