Best way to invest $5000 or slightly more?

[NYguardianangel]

And there he goes, folks.

Last word of advice, the higher the return the greater the risk.

Danibbler and Snipes99, I never once said there wasn't a risk; everything has a risk, twisting your ankle on ice getting into your car has it's own risks, or blowing out your knee to losing your job. (assuming your job is Guard for the Hornets!). What I'm stating, quite simply, is that "I was able to get a 20% return on my investment" that's all. As WoodGundy points out, "similar ROI's might not ne repeated" but givin' the "state of the union" today if we thought that Microsoft would be where it is now I think we all would have purchased shares on May 31 1991 when the close was $1.41/Share; and sold everthing on Nov 31 for $58.36 - hell of an ROI

My crystal ball isn't working that well, but as I have stated in other posts about investing its all timing (I know we all know that) and taking the leap when other just watch... AND only invest what you can afford to lose (kinda like poker).

Look around there are lots of good investment (even in Venture Markets) that can give you 20-50% ROI... TATA in India has been very consistant in the past 10 years; The issue in Japan in 6 - 12 months will cause Energy (not Enron style) to increase overseas; Metal (copper, Iron) and fine Metals will be on the rise. There are three car manufactures that sell stocks in Electric Car technology; Wind Generation Private companies wiill be looking for a major boost when this Japan issues/fallout (no disrespect to families and friends in Japan) is finalized.

Canada in the next three years will be eliminating the grants for Solar Power, again changing the energy platform to Wind or another source... say Fuel Cell exploration.

The fastest growing sport in the past 10 years has been golf with soccer in second; but Footbal and Baseball players are making $$Millions, this will change.
All I'm saying is if you have "disposable" income that you are looking to park, there are places that will give you a very even ROI over the time.

Hell there is a Venture company opening a Casino in Belleville in the next few years, that has been rasing funds for the past 5 years through the TMX; look them up they were $0.10/ share; 5 days ago. Today $0.125 and been as high as $0.40/share in the past 52 weeks, another ROI over 20% (don't do the math, it will drive you crazy) if you knew this and invested $5K Hmmm! So why hasn't everyone put $5,000 in now? I'm just saying there are TONs of chances

- Now before I get flamed - ..... it has been as high as $7.00/share in 2005 when they applied for the OLG permits, drops over the years to pennies. Oh yea, that risk and timing thing we talked about. I got in three months ago @ 0.032/share.

Just my thoughts

 

[danibbler]

All I'm saying is if you have "disposable" income that you are looking to park, there are places that will give you a very even ROI over the time.

Hell there is a Venture company opening a Casino in Belleville in the next few years, that has been rasing funds for the past 5 years through the TMX; look them up they were $0.10/ share; 5 days ago. Today $0.125 and been as high as $0.40/share in the past 52 weeks, another ROI over 20% (don't do the math, it will drive you crazy) if you knew this and invested $5K Hmmm! So why hasn't everyone put $5,000 in now? I'm just saying there are TONs of chances

- Now before I get flamed - ..... it has been as high as $7.00/share in 2005 when they applied for the OLG permits, drops over the years to pennies. Oh yea, that risk and timing thing we talked about. I got in three months ago @ 0.032/share.

The OP does not seem to have "disposable" income because they keep talking about a period of ONE year.

Now, none of the examples you've given come even close to what is considered a "very even ROI".

 

[danibbler]

Hell there is a Venture company opening a Casino in Belleville in the next few years, that has been rasing funds for the past 5 years through the TMX; look them up they were $0.10/ share; 5 days ago. Today $0.125 and been as high as $0.40/share in the past 52 weeks, another ROI over 20% (don't do the math, it will drive you crazy) if you knew this and invested $5K Hmmm! So why hasn't everyone put $5,000 in now? I'm just saying there are TONs of chances

- Now before I get flamed - ..... it has been as high as $7.00/share in 2005 when they applied for the OLG permits, drops over the years to pennies. Oh yea, that risk and timing thing we talked about. I got in three months ago @ 0.032/share.

Look them up? Why not just tell us the name of the company?

 

[Veronica27]

Guys, dont really have a lot of savings at the moment but just wanted to get your opinion on investing $5000 to $8000. I know a savings account would just give back s**t..any other ideas? Just want to make sure my capital is 90% to 95% safe. Looking forward to your feedback..oh and I can lock these in for a almost a year.

Put money in GIC and finish your degree (or get an MBA if you already have one).

Then use money to start own business.

BTW folks, if you are looking into the future for investing in the U.S., look at Japan the past 10 years. There is no guarantee that anything will get better just south of us. Canada on the otherhand, if it plays it smart and doesn't let companies rape our resources (where is PET when you need him), could be one of the wealthiest countries in the world.

 

[fmahovalich]

I still contend you buy in the U.S.

You get your line of credit here in Canada.....put 5,000 into it.

You then pay CASH for the purchase...which may help you get an even better purchase price.

The rentals should be to Canadian Snowbirds.....

Yes you may have to pay some foreign ownership fees.....

But that can all be covered. MArket it here in CAnada to people looking for FLorida home.

Be competitive in pricing..and Its an easy rental.

Why? Because people prefer to rent than have the headache of ownership.

The rental pays down the line of credit!!!

And to boot...you got only $5,000 tied up!!!

if house climbs to $125,000...from $100,000

you have a $25,000 increase......

After fees, still not bad on a $5,000 investment!!

 

[NYguardianangel]

Look them up? Why not just tell us the name of the company?

Danibbler; should I just do all the leg work; advise you of the companies I have reviewed; then tell you whom I have chosen to invest in this year also?
Maybe I can stick around an butt out your cigarette too.

I've given you enough information that if your wish to investigate Venture Captial prospects, you're armed.
Use Google; look on the TMX for upcoming companies. As for the ROI comment

- $0.032/share (purchase 1,000,000 shares) Cost = $32,000.00
- Sell 500,000 Shares at $0.125 payout = $62,500.00
- Watchin it grow and get 2:1 on investment, then listening/read advise from others that don't want to look for themselves... PRICELESS
Your right Danibbler; "...none of the examples you've given come even close to what is considered a "very even ROI"...
"Here ends the lesson" -

Veronica27 - great comments

 

[danibbler]

Danibbler; should I just do all the leg work; advise you of the companies I have reviewed; then tell you whom I have chosen to invest in this year also?
Maybe I can stick around an butt out your cigarette too.

I've given you enough information that if your wish to investigate Venture Captial prospects, you're armed.
Use Google; look on the TMX for upcoming companies. As for the ROI comment

- $0.032/share (purchase 1,000,000 shares) Cost = $32,000.00
- Sell 500,000 Shares at $0.125 payout = $62,500.00
- Watchin it grow and get 2:1 on investment, then listening/read advise from others that don't want to look for themselves... PRICELESS
Your right Danibbler; "...none of the examples you've given come even close to what is considered a "very even ROI"...
"Here ends the lesson" -

Usually, the first sign of a shyster (and this holds true of companies) is when they fibble-fabble about and don't come clean when asked a direct question. You come on here and spout about a 20% ROI investment that is not affected by the downturn, thereby hinting that it's without risk.

Then, you talk about an investment in a casino venture company that's been trying to raise funds for the last six years and has gone from $7 to pennies. You gambled and won in that case but if you'd gambled in 2005 you'd have lost big time.

 

[NYguardianangel]

Ok You win.
Your much smarter that I thought, You figured it all out, and I'm 100% wrong.

You must know what your talking about, because you know all the big words like Shyster and fibble-fabble.
Listen everyone, don't take my advise, I was mistaken....

Thanks for point this all out Danibbler;
You are without a doubt the better financial wizard than I.......... I bow to your knowledge.....
You have given us all so much valuable information in this exchange that I can no longer add anything that you don't already know.

Anything I could possible say from this point on is usless.

I am worthless

 

[danibbler]

LOL! What is this? Some sort of reverse psychology sympathy play?

Once again, if someone doesn't come clean when asked a direct question then that's one of the first warning signs. Instead of wasting our time, why not cough up both the great investment idea and this casino venture company, which you admit has yet to even start building for a few years?

Ok You win.
Your much smarter that I thought, You figured it all out, and I'm 100% wrong.

You must know what your talking about, because you know all the big words like Shyster and fibble-fabble.
Listen everyone, don't take my advise, I was mistaken....

Thanks for point this all out Danibbler;
You are without a doubt the better financial wizard than I.......... I bow to your knowledge.....
You have given us all so much valuable information in this exchange that I can no longer add anything that you don't already know.

Anything I could possible say from this point on is usless.

I am worthless

 

[NYguardianangel]

No need to, you know it all. I'm not going to answer your direct question. Just take some time and look around. Don't invest... but you should Google it

Just because I don't say what you want to here, doesn't make it completely wrong.

Again, I'm done here, you found me out for the fraud that I am... I will not tell anyone else/or give anyone else advice...

You are the King, Danibble Good night

 

[danibbler]

Good riddance.

 

[duang]

Guys, dont really have a lot of savings at the moment but just wanted to get your opinion on investing $5000 to $8000. I know a savings account would just give back s**t..any other ideas? Just want to make sure my capital is 90% to 95% safe. Looking forward to your feedback..oh and I can lock these in for a almost a year.

You want safety and less than a year holding period: then you have to take low returning conservative investments [unless you do what someone suggested in using the 5-10% you're willing to risk to buy something with upside exposure via leverage].

To garner higher returns you have to risk your capital and with a short holding period it means you have to speculate on the random short term movements of the markets. There's no two ways about it so you need to decide what your priority is between seeking higher gains or keeping your capital safe.

Maybe one of those market-linked GICs from the bank would meet your criteria.

D.

 

[hinz]

Maybe one of those market-linked GICs from the bank would meet your criteria.

D.

LOL, investing those market-linked GICs reminds me of learning how to ride a bike with a training wheels or something.

BTW, any idea whether those market-linked GICs are structured products? How do they compare to the DIY alternative like this one?

 

[duang]

LOL, investing those market-linked GICs reminds me of learning how to ride a bike with a training wheels or something.

BTW, any idea whether those market-linked GICs are structured products? How do they compare to the DIY alternative like this one?

Those GICs are for the people who can't decide if they want to make money or are too scared to be in the markets.

The GICs usually limit your upside and in a taxable account usually render your gains as interest income so that can be another drawback. The DIY method would be better I would think since you don't lose any potential upside and it's what the banks are essentially doing anyway in their back office.

Like principle protected notes they appeal to people's greed in offering growth with no [perceived] risk but are really not a very good option for most people other than a very limited number of people who have a shorter time frame. Otherwise, most people with a longer time frame are better off just investing conservatively.

D.

 

[burt-oh-my!]

Like I said earlier, put the vast majority - say 90 - 95% in a gic, then go to ;

http://canadianwarrants.com/values/current.htm

and do a bit of research, picl one of the bargain warrants to speculate in.

 

[duang]

like i said earlier, put the vast majority - say 90 - 95% in a gic, then go to ;

http://canadianwarrants.com/values/current.htm

and do a bit of research, picl one of the bargain warrants to speculate in.

+1

d.