Dave in Phoenix
Well-known member
Many VISA cards include cancellation insurance, so it should be straightforward to get a refund. Amex does not include cancellation insurance as a default.
Looking at some travel site discussions and reading the trip insurance for some VISA that have it- it seems YOU have to be ill. There is nothing that deals with the current situation if even is canceled or airline cancels. If you are given a voucher but it expires it may cover cost but again only if YOU are sick. And I read you have to generally make a claim within 20 days.
One site for example says: Unfortunately, when it comes to COVID-19, unless you actually come down with the virus or your doctor specifically instructs you not to travel, credit card travel interruption or cancellation insurance probably won’t cover any lost, nonrefundable costs.

