Hoybbying and SO

I think for most married men agree it is cheaper to p4p with so then getting divorce.
And most financial planners will tell you that the path to a secure financial future is not getting divorced...

I recently tossed the total amount I paid to my ex years ago into ChatGPT and asked it what it would be worth today had that same money been conservatively invested... Welp... $6.3 million roughly. I almost cried.
 
And most financial planners will tell you that the path to a secure financial future is not getting divorced...

I recently tossed the total amount I paid to my ex years ago into ChatGPT and asked it what it would be worth today had that same money been conservatively invested... Welp... $6.3 million roughly. I almost cried.
Yikes!! If you don’t mind me asking, did you have a pre-nup /cohabitation agreement or other legal document drawn up beforehand? You needn’t answer if you feel that’s too personal.

Luckily I’ve been able to avoid that through simple dating. That’s where I’ve always drawn the line.. not living with them, not marrying them. I’ve seen the dumpster fires too many times. A friend of mine got cleaned out by his now ex wife only a few years after they tied the knot, and that’s just one instance.

I simply don’t trust the institution of marriage, or subscribe to the notion that monogamy is normative. For anyone of substantial means, I suggest that casual dating is the way to go.
 
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Yikes!! If you don’t mind me asking, did you have a pre-nup /cohabitation agreement or other legal document drawn up beforehand? You needn’t answer if you feel that’s too personal.

Luckily I’ve been able to avoid that through simple dating. That’s where I’ve always drawn the line.. not living with them, not marrying them. I’ve seen the dumpster fires too many times. A friend of mine got cleaned out by his now ex wife only a few years after they tied the knot, and that’s just one instance.

I simply don’t trust the institution of marriage, or subscribe to the notion that monogamy is normative. For anyone of substantial means, I suggest that casual dating is the way to go.

In Ontario, a divorce is a pretty straight-forward financial calculation. The value of what each partner has prior to the marriage remains theirs. What is "grown or acquired" during the marriage is split evenly. Child and spousal support are literally plucked from a spread sheet, although allowances are made for special things. (All based on my experience about 18 years ago. But I'm not a lawyer so don't assume that this is the current law).

In my case, I had a decent job as did she prior to the marriage, although I probably earned twice what she did. She got pregnant a year and a bit into marriage and we decided that she'd not return to work, so she was a stay at home mom from then on as we had three kids. About two years into the marriage, I began a business with a partner.

After 19.5 years of marriage, she left me a note out of the blue saying she wanted a divorce. She would not agree to counselling etc, and it took me about 12 seconds to figure out she'd been having an affair for 18 months, with an old university boyfriend. By then, one kid was in university, one in grade 12, one in grade 10. As soon as the second one went off to school, the youngest chose to live with me, and my almost-ex moved to Belleville with her new man, and basically retired from mothering too,

So anyway, come separation, she got the house (which she sold for way more than it was appraised for, largely due to renovations I did or paid for), a hunk of my pension money and a pile of cash because she was owed half of my half of the value of my business. I paid for University, but there was no child support since the only kid at home was living with me. I paid her support, but she never really went back to any sort of real job, citing the "fact" that I "made" her stay home and 18 years later, she had no marketable skills. After 5 years (from separation date) our agreement expired. She wanted it renewed so I'd continue to pay support. I told he to go fuck herself and that I'd bankrupt my business and go on welfare before I'd pay her another penny. (She'd married her guy by then and was a stay-at-home something I guess)

Regarding your comments about marriage, I'm sure you're aware that living common-law really isn't much different than being married after a short period (2 or 3 years I think), so unless you're resigned to a life of short-term relationships, you're buggered either way.

Having said all this, I still think of those payments as the best money I ever spent. I "thought" I was happily married but I wasn't really... I try not to think that if I'd just "accidentally" backed over her in the driveway, I'd still be happier AND have all my money! Hindsight... sigh. ;-)

EDIT: Almost 20 years later, her husband is sick af, requires huge amounts of in-home care, and constant Doctor's appointments (He can't drive anymore). I on the other hand, married a woman 14 years my junior and we travelled expensively and did lots of awesome things. Sadly she passed away quite suddenly a few years ago now. (And no, I didn't back over her.)

Personally, I liked being married but it hasn't worked out too well for me, so pay-as-I play it is.
 
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... moral of the story ... absolutely nothing is guaranteed in life ... my sympathies, my marriage experience was the exact opposite as has been that of 90% of my family and friends ..
Glad to learn your luck changed and share your sense of loss of your second partner as I continue to feel the loss of my only childhood sweetheart partner in crime who likewise passed
away from Alzheimer's not long ago.. she did it all and I've yet to meet a replacement .. Good Luck !
 
In Ontario, a divorce is a pretty straight-forward financial calculation. The value of what each partner has prior to the marriage remains theirs. What is "grown or acquired" during the marriage is split evenly. Child and spousal support are literally plucked from a spread sheet, although allowances are made for special things. (All based on my experience about 18 years ago. But I'm not a lawyer so don't assume that this is the current law).

In my case, I had a decent job as did she prior to the marriage, although I probably earned twice what she did. She got pregnant a year and a bit into marriage and we decided that she'd not return to work, so she was a stay at home mom from then on as we had three kids. About two years into the marriage, I began a business with a partner.

After 19.5 years of marriage, she left me a note out of the blue saying she wanted a divorce. She would not agree to counselling etc, and it took me about 12 seconds to figure out she'd been having an affair for 18 months, with an old university boyfriend. By then, one kid was in university, one in grade 12, one in grade 10. As soon as the second one went off to school, the youngest chose to live with me, and my almost-ex moved to Belleville with her new man, and basically retired from mothering too,

So anyway, come separation, she got the house (which she sold for way more than it was appraised for, largely due to renovations I did or paid for), a hunk of my pension money and a pile of cash because she was owed half of my half of the value of my business. I paid for University, but there was no child support since the only kid at home was living with me. I paid her support, but she never really went back to any sort of real job, citing the "fact" that I "made" her stay home and 18 years later, she had no marketable skills. After 5 years (from separation date) our agreement expired. She wanted it renewed so I'd continue to pay support. I told he to go fuck herself and that I'd bankrupt my business and go on welfare before I'd pay her another penny. (She'd married her guy by then and was a stay-at-home something I guess)

Regarding your comments about marriage, I'm sure you're aware that living common-law really isn't much different than being married after a short period (2 or 3 years I think), so unless you're resigned to a life of short-term relationships, you're buggered either way.

Having said all this, I still think of those payments as the best money I ever spent. I "thought" I was happily married but I wasn't really... I try not to think that if I'd just "accidentally" backed over her in the driveway, I'd still be happier AND have all my money! Hindsight... sigh. ;-)

EDIT: Almost 20 years later, her husband is sick af, requires huge amounts of in-home care, and constant Doctor's appointments (He can't drive anymore). I on the other hand, married a woman 14 years my junior and we travelled expensively and did lots of awesome things. Sadly she passed away quite suddenly a few years ago now. (And no, I didn't back over her.)

Personally, I liked being married but it hasn't worked out too well for me, so pay-as-I play it is.
Thanks for sharing! You make some really good points… For me, it’s a bit different. A long time ago, there was the one that got away. I often wonder what might have been if things had worked out long term. Would we have been (and stayed) happy together and lived an idyllic life? Would I not have become a hobbyist in that particular time stream? There’s no way to know for certain.

What I do know is that since then, I’ve had a string of failed relationships for various reasons. Given what I’ve experienced and what I’ve seen others go through, I feel the best arrangement for me (ideally) would be a boyfriend / girlfriend long term relationship where we maintain separate residences. Put simply, I wish to avoid any financial encumbrances which may encroach on my present standard of living. That said, I’m not sure that at this stage in life I’m even wired for another pairing. I’m pretty much set in my ways and am a lot less willing to bend when it comes to compromise. If someone happens to fit into my life, great! If not…

Add to that, hobbying has been such a substantial part of my life, I don’t know if I could ever just let it go. I love the variety, I love meeting new people and I love the adventure. It’s a conundrum for sure… on the one hand I crave what I’ve really missed all these years which is a traditional LTR with someone I’m truly in love with, and yet I’ve dated a lot of nice girls over the years only to have things fall apart. Nice equals boring. Unfortunately, that’s true. It’s the same reason why girls don’t date the quintessential nice guy. I’m attracted to a woman with a bit of an edge to her, which of course alludes to the allure of this hobby. The older I get, the less I’m sure of what I want. It’s basically all or nothing. I want the whole package, but there’s always something missing, it seems… maybe I've just gotten warped over the years. It’s to the point now where I don’t even care anymore. Like Gen X always says…. Whatever.
 
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The only thing missing in remaining single is ...
the joy of family, children, grandchildren .. as your friends die off .. family gathers and support each other ... for the majority of humans across the world .. Cheers ! :D