For many in the lower income brackets, $25,000 is life changing. It means they can finally pay off their debts and bills, and not stress. Or maybe they can find a decent place to live, or afford a medical or dental procedure. For others, though, the figure would be have to be at least $100,000 or more. This may mean paying off their mortgage, or having a retirement fund large enough so they never have to work again, and can pursue whatever they want.