When I've been asked by ladies for advice, the simplest is "the rule of thirds".
1/3rd of your cash stash away in a bank or CD or something that you never touch or look at except to deposit into it.
1/3rd for your living expenses, and
1/3rd to enjoy life.
Maintain that discipline and you'll have decent nest egg shortly. As any independent contractor knows, you cannot count on this fast money being always there, as it can change super fast. Thus protect yourself.
1/3rd of your cash stash away in a bank or CD or something that you never touch or look at except to deposit into it.
1/3rd for your living expenses, and
1/3rd to enjoy life.
Maintain that discipline and you'll have decent nest egg shortly. As any independent contractor knows, you cannot count on this fast money being always there, as it can change super fast. Thus protect yourself.