Since I am an Rmt I can answer that question and clarify why it’s a very bad idea with explications.
Insurances works with numbers so the first thing they look for is the licence number of the Rmt on the receipt. Then , the number will match a business address. If the address is not associated with a company (spa name) they might flag it as suspicious. They could or could not dig a little.
The difference between a legit spa and a ma that’s also rmt :
Legit:
-You fill up a form with health details , your personal infos as well as a waver to protect the Rmt. You might also have a copy of your prescriptions for massage and a list of medication you are taking for pain.
Ma’s: She got absolutely no private informations about your health.
Now imagine the insurance company contacting your Ma for formal questions about your health or to get a copy of your file... lf she doesn’t have that file , she could loose her licence because it could be potentially dangerous to treat a condition with absolutely no information whatsoever about your client’s heath. Now do they really contact your provider ? Oh yes they do. They make sure you are not getting a massage for relaxation but due to pain or therapy needed. Some insurance company goes far to avoid paying their clients.
The Sunlife is one of the worse in term of massage therapy claims and it’s the gouv insurance company so most of my clients are with them.
The repercussions are :
-She looses her licence , you both get caught for fraud , you might loose your job.
It just doesn’t worth it.
We are not saying no receipt to avoid paperwork , we are protecting our license and your privacy as well.
I would suggest that if you spend so much in massage and likes rmt , get a membership with one in order to save money on every session and keep your job
Kisses
Ali