Got a ticket for driving with no insurance...what to expect?
- Thread starter gspotlover
- Start date
he didnt pay for insurance and got caught. hes now complaining about paying a guy $600 to help him. this is going to end bad for him. there is no way he has insurance now. dude, take the bus and save us all the problem of getting into an accident with someone with no insurance. there is no way youd stick around if you hit us. admit it. jk
That does not matter, all they do is look at the drivers abstract and see the conviction. Anything else is beside the point. You really think the insurance salesman is Sherlock Holmes and is gonna conduct an investigation with precise timelines? In either case allowing your insurance to lapse through non-payment I think is considered insurance fraud so they are gonna ass rape you in facility anyhoo.
If the price is merely $600, is is cheap compare to the consequences of fines, court fees and higher insurance rates.
Sometimes it is better to say nothing and let people think you are stupid than say more and remove all doubt!
And yes, insurance underwriters (not salesmen) do check insured timelines and claims history, driving recordetc. Two question they always ask is "How long have you had continuos insurance coverage" and "have you ever had a policy cancelled for any reason".
I was called as a witness to traffic court a couple of years back. The number of people driving with either a suspended license or no insurance were 90% of the charges I heard. The Judge seemed pretty lenient. A lot of uninsured drivers had the fine knocked down to under $1000. Maybe the OP will get lucky
My experience with the Canadian legal system is that if you are willing to spend the money, you can beat the charges. Lawyer up and when I say lawyer up get a good one with a good record in these matters. A good lawyer is not going to be cheap, think double or triple what a normal lawyer charges. That 600$ is gonna be more like Five grand but it will be worth it in the end. Sell whatever you have to sell and borrow the rest to raise the money. Its going to hurt in the short term but in the long run its save you tons of dough. That my advice, take it or leave it. Good luck
Fuck me, I forgot about facility insurance.
Fucking fight the ticket. The cost of a lawyer is worth it. Cheating out now could result in thousands of dollars in facility insurance.
As they should. I know one case that ended up costing the person $8000. She got in an accident while uninsured so her case is obviously more serious.
OP, if you now have insurance I'd say you have a good chance of getting leniency. I'd still expect a fine of at least $1000. Driving whilst uninsured is morally unacceptable, because of the damage it can do to other people. You should fight the charge, but you must know you deserve it seeing as you're asking for leniency on our part!
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Why??? he came right out and admitted he fucked up. Do you get off on kicking a guy while he's down? He knows he fucked up, admitted it and wants to move on with some advice. Your response contributes absolutely nothing positive.
Keep the $600 and put it towards the coming fine. Trust me. Represent yourself. What your legal dude was going to say you can say it for yourself.
If you have a clean record and this was your first epic f-up then go to court and tell the judge that for a few months you fell on hard times financially. Dress nice and speak clearly. Tell him/her that this was the first time something like this ever happened and it will never happen again etc.etc
If you have any outstanding tickets pay them off before going to court and bring those receipts in to show the judge.
First offense they'll probably cut that fine in half, maybe $2500. Ask the judge to give you several months to pay the fine.
Use that 600 bones to put towards the fine. For only 600 clams that means your just getting a paralegal. What they were going to say you can say it yourself. It's not magic what they do.
Get use to the ttc. Your license will be suspended for a month or so and when you do shop around for insurance and they ask if your license has been suspended within the last 3 years....:frusty:$$$$$$$$$
Relax, we all f-up at one time or another. Learn from it and never let it happen again.
If you have a clean record and this was your first epic f-up then go to court and tell the judge that for a few months you fell on hard times financially. Dress nice and speak clearly. Tell him/her that this was the first time something like this ever happened and it will never happen again etc.etc
If you have any outstanding tickets pay them off before going to court and bring those receipts in to show the judge.
First offense they'll probably cut that fine in half, maybe $2500. Ask the judge to give you several months to pay the fine.
Use that 600 bones to put towards the fine. For only 600 clams that means your just getting a paralegal. What they were going to say you can say it yourself. It's not magic what they do.
Get use to the ttc. Your license will be suspended for a month or so and when you do shop around for insurance and they ask if your license has been suspended within the last 3 years....:frusty:$$$$$$$$$
Relax, we all f-up at one time or another. Learn from it and never let it happen again.
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Getting judged for your actions is part of life. We even pay people to judge, and give them special respect. You post in a public forum, you get what you get.
The OP's gotten lots of advice along with the painless judgements of his pooning peers, but I have yet to read a post from him that saying what bad thinking he's corrected because of what he's learned. 'Fucked up' is how you describe spilling some coffee, not how you consciously decided to unlawfully drive a multi-tonne vehicle at speed, where the danger to yourself and others is extreme.
There was a nasty lot of 'because I can get away with it' in that decision, and there's still a fair bit of that in his 'help me minimize the consequences' plea here. But that's just my judgement.
Kinda like yours above.
Why judge him when he's ADMITED he fucked up? It's beating a dead horse dude...
Secondly, driving without insurance actually causes no more danger than driving with insurance, only difference is, HE would be paying for the rest of life to cover the financial cost.
What on earth are you getting at? You seem to making some kind of link between not having insurance and killing people, but the problem with killing people is BAD DRIVING, not being uninsured.
If my child was killed by an idiotic driver, I would be mad at his DRIVING, not his INSURED STATUS.
I tried to make the same point in my previous post. This confirms I'm not the only one trying to understand what his point is.
