Especially if she's driving it more than you are. At a minimum she should be an occasional driver. Insurance fraud is a serious thing.No. Ofcourse not. Change ownership to you. Then you put on insurance and she can drive with your permission. You will still have to do a song and dance if she creates a claim.
And when it gets out that you don't live in Quebec, it's FRAUD.Get a Quebec address, register it there, get government insurance.
You can only add her and her car to your policy "if she lives at your address". As your blending her coverage and driving record with your own. The only way to remove her in the future would be for you to get a wavier from your insurance company for her to sign off on.the registered owner of the vehicle and the name of the insured has to be the same
I would never do anything like that . Really , she's a friend now but for who knows how long . In the end it can cause you a lot of grief and thousands of dollars if the friendship goes South . Not worth it .If a friend of mine has a vehicle, but she doesn't want to put Insurance on it because of her premiums. Can I put insurance in my name?
the registered owner of the vehicle and the name of the insured has to be the same
What's the problem, if you're will to go through the hassle that your talking about, just give her the money to insure it herself .If a friend of mine has a vehicle, but she doesnt want to put Insurance on it because of her premiums. Can I put insurance in my name?
Would not give her the money directly. if she is willing to drive without insurance, she would likely take the money and buy shiny stuff. Can do a bank draft written to the insurance company, to keep your name out of it. Was thinking if you wrote cheques, and then stopped, there could be some implied commitment to pay the insurance, if there was some problem or claim in the future.just give her the money to insure it herself .
Cheque payable to cash, no? I doubt the insurance company can tie you up with that. Tell your friend it's a bigger responsibility than you both think. You can trust your friend but maybe not her driving skills? High premiums...something's not right.Would not give her the money directly. if she is willing to drive without insurance, she would likely take the money and buy shiny stuff. Can do a bank draft written to the insurance company, to keep your name out of it. Was thinking if you wrote cheques, and then stopped, there could be some implied commitment to pay the insurance, if there was some problem or claim in the future.
Smart thinking . You still can help her out and be safe and not sorry if something were to happen at a later date .Thanx for all the info. Im just waiting for my insurance agent to get back to, Im leaning towards helping her out in paying for her own insurance in her own name.