I'm a fan of the Amazon Visa, but it's only a good deal if you already make purchases from Amazon.As the title says, I'm looking for suggestions as to which credit cards offer the best reward programs. PC points, air miles, etc.
You can get up up $0.10 a liter off. The average person using 1/2 to 1 tank of gas or even a family using 2 cars using 2 tanks of gas a week will not see the $0.10 off a liter. They even try to hide how much you are getting back at the Canadian Tire credit card application website.Isn't canadian tire options card the one that give you up to 10 cents per litre off at the pumps? Like immediate gas savings ... that is a sweet deal these days. Balance has to be high to get the max gas savings every month ... but instant gas savings kicks ass ... almost as much as cash back.
Many times they have promotions that allows you to pay over 12 months at 0%, ie. bought $20,000 of flooring and paid over a year with no interest instead of lump sum upfront. It's the only reason I have it.Why does anyone need a Home depot credit
There are certain cards that give you back more than 2% in value, better than cash back of 2%. Former Citibank driver's edge Platinum gave me 3%, now sold to CIBC. PC card gives you 3% back in value at certain retailers. Some Mastercards give back 3% in value in many retailers. It's up to each person to see what works for them, our needs are not all the same.For my money, nothing beats cash back.
I have that card for free just for the free TD Auto Club benefit, lol, other than that it's not a great card for cash back, lots better out there.I'd go with TD Gold Elite. 1% cash back. $99 fee which I had waived because i keep 5000 in my checking account. Also, they provide TD Auto Club coverage through it which eliminates need for paying for CAA....that's around $90 saved per year.
What ever bank you belong to should have some ideas. I think the major banks have an online tool that takes you through a series of questions and then recommends which reward card is best for your spending habits.Thanks for the replies.. I'll check out some of the suggestions.. I'm looking at something that's free. I doubt I'd spend enough to justify a fee.