75K isn't a situation or a goal, it's a potential... The real number is disposable income after expenses. I'd rather make $600.00 a week and have $300.00 left over after fixed expenses ( rent or mortgage, food, insurance, etc. ) than make a grand a week and only have a hundred left to blow out my ass as I saw fit.
Also, there's two types of " making a living" one is to do something that you don't really enjoy that pays what it pays.... the other is to do something that you love to do and it pays what it pays, but going to work is something that you would do for free and you can't believe that the dumb asses you work for actually pay you to show up and have fun.. Then, the money you make is just bonus cash.
I had an interesting conversation with my Dentist.. He was in the middle of a root canal on a back tooth on the upper side. He said "Are you O.K. or do you want to take a break?" I said "I'm fine, but it can't be much fun for you either." He looked puzzled and said " Why?" I said " Because you're drilling upside down and backwards in a mirror and have to be accurate to within a half a millimeter and you can't see jack shit" ... He just smiled and said " But it's what I do".. At the end of the day, he would do what he does, no matter what it paid, because that is what he enjoys doing. That it pays really well is just the bonus package. Every year, he spends 1800 hours doing something that he loves doing and gets over a hundred bucks an hour to do it.
Most people that persue a post secondary education do so to to have a life that includes a work week that entails doing something they want to do as opposed to something they have to do to make a living. 75K a year doesn't make them happy, what they do for a living does..
Just saying..