I got two separate calls today that were trying to scam me.
The first was from someone claiming that my computer had been hacked. The connection was really bad (VOIP call from Nigeria probably) and every time I asked a question, the answer was unintelligible. Finally I told him it must be a very serious matter so I would call the police. He disconnected. I've had this kind of call before and just told them I don't have a computer. This time I did some google research and it turns out the scam is to get me to give them remote access to my computer so they can hack it.
The second one was from someone saying they could get me a lower interest rate on my credit card balance. Not the first time on this one either. In the past, I always thought that it was a semi-legit telemarketer. I asked the name of the company. The answer was unintelligible. I asked again and they disconnected. Googling again, I found out that some people actually give out their credit card information over the phone to get this discounted interest rate. Then they use the numbers to commit credit card fraud.
http://www.nwcn.com/news/consumer/S...-claiming-to-be-from-Microsoft-142649095.html
http://blogcritics.org/scitech/article/telephone-call-offering-to-lower-interest/
They are obviously targeting gullible, desperate people. I think seniors are quite vulnerable to this kind of scam. I am sure they go through a couple of hundred or more calls before they find their mark. But once they find him/her, it can be quite lucrative for them.
Does anyone know who is investigating this kind of international crime? Has there been any success in tracking down the culprits?
If you have elderly parents, relatives or friends, you might want to warn them about his.
The first was from someone claiming that my computer had been hacked. The connection was really bad (VOIP call from Nigeria probably) and every time I asked a question, the answer was unintelligible. Finally I told him it must be a very serious matter so I would call the police. He disconnected. I've had this kind of call before and just told them I don't have a computer. This time I did some google research and it turns out the scam is to get me to give them remote access to my computer so they can hack it.
The second one was from someone saying they could get me a lower interest rate on my credit card balance. Not the first time on this one either. In the past, I always thought that it was a semi-legit telemarketer. I asked the name of the company. The answer was unintelligible. I asked again and they disconnected. Googling again, I found out that some people actually give out their credit card information over the phone to get this discounted interest rate. Then they use the numbers to commit credit card fraud.
http://www.nwcn.com/news/consumer/S...-claiming-to-be-from-Microsoft-142649095.html
http://blogcritics.org/scitech/article/telephone-call-offering-to-lower-interest/
They are obviously targeting gullible, desperate people. I think seniors are quite vulnerable to this kind of scam. I am sure they go through a couple of hundred or more calls before they find their mark. But once they find him/her, it can be quite lucrative for them.
Does anyone know who is investigating this kind of international crime? Has there been any success in tracking down the culprits?
If you have elderly parents, relatives or friends, you might want to warn them about his.