Mastercard loves me

[rgkv]

Last week, In Lima Peru, standing at the hotel front counter, paying for a tour for 2. hand them my CC , which I have been using for a week already, lots of cash withdrawals,, restaurants, etc. "Sorry Sir" card rejected.. Ok so we try again...CALL BANK< CARD LOCKED... So I call the number on the card, went pretty well actually. I called, they seemed to know it was me, voice reconnection I bet.. was easy to fix, they told me the charge came up as a suspicious company so automaticly everything is locked. Asked why, after using the card as much as I did and was told, bank withdrawals, restaurant fees etc. are regulator activities, a $300 charge to some ecotour company in Peru is not....LOL, took the guy 2 minures, all was fixed, card is good now, also what I though was good, was he told me they will check my card every 30 minutes for the next couple of hours to make sure all is good...

 

[SaulGoodman777]

Last week, In Lima Peru, standing at the hotel front counter, paying for a tour for 2. hand them my CC , which I have been using for a week already, lots of cash withdrawals,, restaurants, etc. "Sorry Sir" card rejected.. Ok so we try again...CALL BANK< CARD LOCKED... So I call the number on the card, went pretty well actually. I called, they seemed to know it was me, voice reconnection I bet.. was easy to fix, they told me the charge came up as a suspicious company so automaticly everything is locked. Asked why, after using the card as much as I did and was told, bank withdrawals, restaurant fees etc. are regulator activities, a $300 charge to some ecotour company in Peru is not....LOL, took the guy 2 minures, all was fixed, card is good now, also what I though was good, was he told me they will check my card every 30 minutes for the next couple of hours to make sure all is good...

Mastercard hates me. I'm whats known as a 'deadbeat'

 

[Robert Mugabe]

Peru you say. Story behind the story there.

 

[escortsxxx]

Last week, In Lima Peru, standing at the hotel front counter, paying for a tour for 2. hand them my CC , which I have been using for a week already, lots of cash withdrawals,, restaurants, etc. "Sorry Sir" card rejected.. Ok so we try again...CALL BANK< CARD LOCKED... So I call the number on the card, went pretty well actually. I called, they seemed to know it was me, voice reconnection I bet.. was easy to fix, they told me the charge came up as a suspicious company so automaticly everything is locked. Asked why, after using the card as much as I did and was told, bank withdrawals, restaurant fees etc. are regulator activities, a $300 charge to some ecotour company in Peru is not....LOL, took the guy 2 minures, all was fixed, card is good now, also what I though was good, was he told me they will check my card every 30 minutes for the next couple of hours to make sure all is good...

Its a good service however its makes the card when traveling unreliable. I have cards not fixed till I returned, I had to inform the company of my travels apparently in advance. Tech annoyances

 

[Butler1000]

They used to have you call them, and have your travel itinerary so this didn't happen. They stopped that due to automating it.

 

[LTO_3]

Good to hear you got this "problem" fixed. One thing I've done when travelling anywhere for extended periods of time is calling the credit card companies in advance to let them know where I'm going and for how long to avoid any cards being locked down. Has worked every time and something to consider for anyone travelling.

LTO_3

 

[rgkv]

Its a good service however its makes the card when traveling unreliable. I have cards not fixed till I returned, I had to inform the company of my travels apparently in advance. Tech annoyances

Then dont use that card, you need a different card

 

[escortsxxx]

They used to have you call them, and have your travel itinerary so this didn't happen. They stopped that due to automating it.

Then dont use that card, you need a different card

They tell you ahead of time. You hear it. You think you understand. But you don’t. The travelers talk. Ask questions. Listen. All of it might be true. All of it might lie. You only know when it happens. Then you know. And nothing changes what was said.

 

[Ponderling]

My CALL event was more local and more than 20 years ago.
I was insulating my basement, and could only fit 3 bales of Roxul on my little truck at a time.
So on the third trip of same priced purchase from Home Depot on a Tuesday night, each about 20 minutes apart, the cashier picks up the phone, dials, says a word or two, then hands the receiver to a surprised me.
Yes, I told MasterCard, Its me, and verified my identity.
I told them one more trip for the night and all the nonsence of the same transaction value would be done.
I was actually sort of impressed, as was the cashier that MC had tweaked to the fishy looking same transaction value so quickly.

 

[SaulGoodman777]

My CALL event was more local and more than 20 years ago.
I was insulating my basement, and could only fit 3 bales of Roxul on my little truck at a time.
So on the third trip of same priced purchase from Home Depot on a Tuesday night, each about 20 minutes apart, the cashier picks up the phone, dials, says a word or two, then hands the receiver to a surprised me.
Yes, I told MasterCard, Its me, and verified my identity.
I told them one more trip for the night and all the nonsence of the same transaction value would be done.
I was actually sort of impressed, as was the cashier that MC had tweaked to the fishy looking same transaction value so quickly.

With all the scams these days I don't mind them being extra vigilant when it comes to transactions.

 

[Brown Nose Bear]

I've found that CC companies are pretty good at detecting fraud these days. I traveled quite a bit in the 2010s and I never notified the CC company of my travels, but I never had any trouble with suspicious looking but legit transactions. OTOH a few years ago an escort stole two cards from my wallet and tried to use them that night, but both companies contacted me suspecting fraud and blocked the charges.

The last time I had a legit transaction get flagged was years ago in Vegas. I was trying to take out a cash advance at the casino after maxing out my debit card. I was living with my parents at the time so they called home and my Dad answered. When they told him what was happening, he laughed and told then it was probably legit. My buddy had the same issue on that trip, and we caught him on the phone with the bank trying to increase his debit limit. We had some good times!