Internet Dialers and Liability

[drlove]

I think I may have gotten stuck with a dialer... it was on my system for approximately 30 minutes before I discovered it. Usually the phone companies are adamant about getting paid in cases like this. However, if some charges do appear on my account, (since I have it billed automatically to my credit card), can I contact the bank and get it reversed??

In effect, to my mind it may be construed as a fraudulent charge, so therefore I should not be liable. Does anyone know if that's the case in this instance??

 

[to-guy69]

Next time, make sure you surf porn with a pop up blocker so it doesn't happen again...

 

[Esco!]

Get a firewall, dr

 

[drlove]

Get a firewall, dr

yeah, I had one, but i had just re-formatted my computer and decided to go surfing for porn before re-installing it...

 

[drlove]

So... would the bank reverse the charge to my cc, if there is one??

 

[Esco!]

Call BELL first and raise hell!!!
I believe they give you a grace period on the first charge (they did with me)
Also remember they stand to lose more by losing you as a customer.

If push comes to shove you can take it to court or threaten to take it to court, BELL may whimp out and settle beforehand.

 

[drlove]

I don't really have the time or the desire to deal with this unless I really have to. I'm hoping my credit card company will take care of it for me.

Now, will someone PLEASE answer the original question?? Can I get the charge reversed from Visa or not??

Thanks.

 

[Esco!]

Now, will someone PLEASE answer the original question?? Can I get the charge reversed from Visa or not??

Thanks.

It depends on your credit card company
I believe you have to file a dispute and go from there.
I have a CIBC card and they are real easy to dispute charges with

 

[drlove]

It depends on your credit card company
I believe you have to file a dispute and go from there.
I have a CIBC card and they are real easy to dispute charges with

In my case I am dealing with the Royal Bank, although they make a point of advertising 'zero liability' for charges not made or authorized by the customer.

Hmmm.. I wonder if they give preferrential treatment to platinum card holders??

 

[drlove]

Also, I should mention that I have 1-900 numbers and calls beginning with "0" blocked from my line already, if that makes any difference.

 

[jwmorrice]

In my case I am dealing with the Royal Bank, although they make a point of advertising `zero liability` for charges not made or authorized by the customer.

Hmmm.. I wonder if they give preferrential treatment to platinum card holders??

Hmmm. Is this the same bank you gave sh*t to before? https://terb.cc/vbulletin/showthread.php?t=78830&highlight=bank

If so, they might find this situation rather amusing!

jwm

 

[Esco!]

Do you have dial-up or broadband internet??